Deposit Growth: Disparities among institutions
- The top 25% in terms of deposit growth have added $178 billion since the funds were capitalized.
- Since 1996, 814 new banks, now with $44 billion of insured deposits, have never paid insurance premiums.
- Based on experience, we can expect some of these new banks to fail without having contributed to the BIF or the SAIF.
- The lowest 25% in terms of deposit growth have lost $69 billion since the funds were capitalized.