The Assessment Rate Calculator Disclaimer

The Federal Deposit Insurance Reform Act of 2005 (the Reform Act) required that the Federal Deposit Insurance Corporation (the FDIC) prescribe final regulations, after notice and opportunity for comment, to provide for deposit insurance assessments under section 7(b) of the Federal Deposit Insurance Act.

Pursuant to this requirement, the FDIC approved on February 7, 2011 a final rule on risk-based assessments. This calculator illustrates how an institution's assessment rate would be determined.

The calculator does not purport to predict actual assessment rates for any institution and should not be so construed. As noted under "User Information," the purpose of this workbook is to allow an institution to determine what its assessment rate would be under the proposed rules based on its recent data and the new assessment rate schedule, and to simulate how a change in the supervisory ratings or financial data may affect its assessment rate. As data change, rates may change. In addition, the rates that the FDIC may adopt for future assessment periods may differ from those shown.