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Reform of Deposit Insurance

The Federal Deposit Insurance Reform Conforming Amendments Act of 2005 requires the FDIC to conduct studies of three issues: (1) further potential changes to the deposit insurance system, (2) the appropriate deposit base in designating the reserve ratio, and (3) the Corporation's contingent loss reserving methodology and accounting for losses.
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An Evaluation of the Denominator of the Reserve Ratio - PDF
FDIC Staff Study, February 12, 2007

Accounting for Loss Contingencies: The FDIC's Policies and Practices 1992-2004 - PDF
FDIC Staff Study, February 12, 2007

An Evaluation of Further Possible Changes to the Deposit Insurance System -PDF
FDIC Staff Study, February 12, 2007