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Guidance for Developing Effective Deposit Insurance Systems

The Financial Stability Forum's Working Group on Deposit Insurance has developed guidance for the benefit of countries considering the adoption or the reform of an explicit, limited-coverage deposit insurance system.

All of the papers and reports listed below are Portable Document Format (PDF) files. Adobe Acrobat, a reader available for free on the Internet, is required to display or print PDF files. In addition, Microsoft Word (Word) and "text only" (Text) versions are available as well. PDF help and hard copy are also available.

Guidance for Developing Effective Deposit Insurance Systems (385kb)
Discussion Papers
Bibliography
(21kb)
Glossary
(17kb)
Contact Information

Guidance for Developing Effective Deposit Insurance Systems (385kb)                       Word   Text
The guidance presented in the final report of the Financial Stability Forum's Working Group was developed through the preparation of a series of discussion papers and a consultative process that involved over 100 countries. The Working Group drew heavily on the practical experience of its members and other countries. The guidance is reflective of, and designed to be adaptable to, a broad range of country circumstances, settings and structures.

Discussion Papers
The following discussion papers, which served as the basis for the Working Group's deliberations and preparation of the final report, were prepared by members of the Working Group and its Research Committee. The Research Committee was comprised of individuals from the FDIC and the Canada Deposit Insurance Corporation. For the PDF version, click the title of the paper. For Microsoft Word (Word) or the "text only" (Text) version, click the corresponding link below.

 1. Claims and Recoveries (46kb) Word Text
 2. Coverage (34kb) Word Text
 3. Cross-Border and Regional Issues (33kb) Word Text
 4. Depositor Priority and Rights of Set-Off (Netting) (36kb) Word Text
 5. Funding (46kb) Word Text
 6. Interrelationships Among Safety-net Participants (31kb) Word Text
 7. Membership (30kb) Word Text
 8. Options for Addressing Moral Hazard (57kb) Word Text
 9. Powers (34kb) Word Text
10. Public Awareness (37kb) Word Text
11. Public-Policy Objectives for Deposit Insurance Systems (34kb) Word Text
12. Reimbursing Depositors (46kb) Word Text
13. Resolution of Failed Institutions (58kb) Word Text
14. Situational Analysis: Conditions and Implementation Considerations (29kb) Word Text
15. Special Considerations when Transitioning from Blanket Guarantees (42kb) Word Text
16. Structure and Organisation (50kb) Word Text

Bibliography (21kb)  HTML
Selected references used in the preparation of the discussion papers and the final report.

Glossary (17kb)  HTML
Selected terms used in the discussion papers and the final report.

Composition of FSF Working Group on Deposit Insurance
Countries and organizations represented on the Working Group.

Contact Information
Christine Blair
202-898-3936
cblair@fdic.gov
Rose Kushmeider
202-898-3861
Rkushmeider@fdic.gov

Last Updated 3/15/2010 research@fdic.gov

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