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FDIC Consumer News - Spring 1998

Important Update: Changes in FDIC Deposit Insurance Coverage

The FDIC deposit insurance rules have undergone a series of changes starting in the fall of 2008. As a result, certain previously published information related to FDIC insurance coverage may not reflect the current rules. For details about the changes, visit Changes in FDIC Deposit Insurance Coverage. For more information about FDIC insurance, go to www.fdic.gov/deposit/deposits/index.html or call toll-free 1-877-ASK-FDIC (1-877-275-3342). For the hearing-impaired, the number is 1-800-925-4618.

Who to Call to Report a Financial Crime

Man at a desk
If you think you’re a victim of a financial crime or if you notice anything suspicious, get to the phone right away and call the following:
•    The police.
•    Your bank, credit card company or other financial institution that may need to know about the matter.
•    The National Fraud Information Center (800-876-7060, Internet site www.fraud.org), which forwards reports of suspected fraud to federal and state authorities.

Also, consider calling the three major credit bureaus. Ask them to place a fraud notice in your file, so that lenders and other users of credit reports will be warned to be careful before approving a new credit card in your name. Two of the three credit bureaus publicize the toll-free numbers for their fraud department: Experian at 1-888-397-3742 and Trans Union at (800) 680-7289. Equifax asks that you first contact your creditor or the police in order to get the phone number for its fraud unit.

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Last Updated 1/12/2010 communications@fdic.gov