Each depositor insured to at least $250,000 per insured bank

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Important Update: Changes in FDIC Deposit Insurance Coverage

The FDIC deposit insurance rules have undergone a series of changes starting in the fall of 2008. As a result, certain previously published information related to FDIC insurance coverage may not reflect the current rules. For details about the changes, visit Changes in FDIC Deposit Insurance Coverage. For more information about FDIC insurance, go to www.fdic.gov/deposit/deposits/index.html or call toll-free 1-877-ASK-FDIC (1-877-275-3342). For the hearing-impaired, the number is 1-800-925-4618.

Spring 2004

FDIC Issues New Publications Explaining Deposit Insurance
FDIC Insuring Your Deposits, Confidence, Federal Deposit Insurance Corporation brochureFDIC Your Insured Deposits  FDIC's Guide to Deposit Insurance Coverage, Federal Deposit Insurance Corporation brochure
The FDIC has issued two new publications to help explain federal deposit insurance coverage.

One brochure, Insuring Your Deposits, answers basic questions that individuals and families most frequently ask about their FDIC insurance coverage.

The other publication, Your Insured Deposits — FDIC's Guide to Deposit Insurance Coverage, is a comprehensive guide to the deposit insurance rules primarily for people with large-dollar or complex accounts, as well as businesses and organizations.

"No matter where you live or what you do, at some time in your life you may have more than $100,000 in a bank, perhaps from a pension, retirement savings, an inheritance or the proceeds from the sale of your home," says FDIC Chairman Don Powell. "That's why it's important for everyone to have a basic understanding of FDIC insurance coverage, especially before your deposits go over that $100,000 limit."

You can read or download both new publications at www.fdic.gov/deposit/deposits on the FDIC's Web site. Single copies are available free of charge by completing the online order form at https://vcart.velocitypayment.com/fdic/ or by calling or writing the FDIC's Public Information Center. Both publications are scheduled to be issued in Spanish this summer followed by Chinese and Korean versions later this year.

Not sure how much you know about FDIC insurance coverage? Take our latest quiz on Page 5 and find out.

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Last Updated 5/12/2010 communications@fdic.gov