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Home > Consumer Protection > Consumer News & Information > FDIC Consumer News |
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FDIC Consumer News Fall 2012 - Tips for Young Adults Build a Good Credit Record: It's Important for Loan and Job Applications As you become responsible for paying your own debts for credit card purchases, rent, car or student loans, and other obligations you are building a credit history. In general, the better your credit history and the resulting credit score (a number summarizing your credit record prepared by companies called credit bureaus), the better your chances of getting a loan with a good interest rate. A strong credit score also can help when you apply for a job, an insurance policy or an apartment. How can you build and maintain a good credit history?
If you are unable to resolve a dispute with a credit bureau over wrong information in your file, you can submit a complaint online at www.consumerfinance.gov/complaint.
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Last Updated 6/10/2014 |
communications@fdic.gov |