Each depositor insured to at least $250,000 per insured bank

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Important Update: Changes in FDIC Deposit Insurance Coverage

The FDIC deposit insurance rules have undergone a series of changes starting in the fall of 2008. As a result, certain previously published information related to FDIC insurance coverage may not reflect the current rules. For details about the changes, visit Changes in FDIC Deposit Insurance Coverage. For more information about FDIC insurance, go to www.fdic.gov/deposit/deposits/index.html or call toll-free 1-877-ASK-FDIC (1-877-275-3342). For the hearing-impaired, the number is 1-800-925-4618.

Fall 2010

Foreclosure Prevention Resources

The federal government's "Making Home Affordable" program helps qualified homeowners modify or refinance their mortgage to make monthly payments more affordable.

A reputable, non-profit housing counselor can help you assess your financial situation and work with your lender or loan servicer to try to avoid foreclosure. For referrals to counselors approved by the U.S. Department of Housing and Urban Development (HUD), options include:

The FDIC's foreclosure prevention toolkit provides quick access to resources that can help prevent unnecessary foreclosures and stop foreclosure rescue scams.

Law enforcement agencies you can contact if you think you're a scam victim include the Federal Trade Commission (1-877-FTC-HELP or www.ftccomplaintassistant.gov), your state Attorney General (www.naag.org/attorneys_general) or your state, county or city consumer protection office (www.consumeraction.gov/state.shtml). Also, consider contacting an attorney to help you sort through your options and attempt to undo any damage.

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Last Updated 11/19/2010