Each depositor insured to at least $250,000 per insured bank

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FDIC Consumer News - Fall 2002

Important Update: Changes in FDIC Deposit Insurance Coverage

The FDIC deposit insurance rules have undergone a series of changes starting in the fall of 2008. As a result, certain previously published information related to FDIC insurance coverage may not reflect the current rules. For details about the changes, visit Changes in FDIC Deposit Insurance Coverage. For more information about FDIC insurance, go to www.fdic.gov/deposit/deposits/index.html or call toll-free 1-877-ASK-FDIC (1-877-275-3342). For the hearing-impaired, the number is 1-800-925-4618.

  Credit and Debit Cards 

For More Information About Credit Cards and Debit Cards

The FDIC and the other federal banking regulators listed on "For More Information" have publications, Web sites, staff and other resources that can help answer your questions about credit cards and debit cards. The FDIC's Web site includes a special page devoted to credit cards at www.fdic.gov/consumers/consumer/ccc/index.html.

The Federal Trade Commission works to prevent unfair business practices. For more information, including consumer brochures and procedures for filing a complaint against a nonbank lender, call toll-free 877-FTC-HELP—that's 877-382-4357—or go to www.ftc.gov.

Other consumer information from the federal government, including publications available from the Federal Citizen Information Center (call toll-free at 888-878-3256 or go to www.pueblo.gsa.gov) and the Web site FirstGov for Consumers (www.consumer.gov).

Your financial institution will have staff who can answer your questions. Call the local or toll-free number for the customer service department as listed in your phone book, on your monthly statement or on the back of your credit card or debit card. These institutions also may have useful Web sites.

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Last Updated 11/25/2002 communications@fdic.gov