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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

Money Smart – A Financial Education Program

The Money Smart Training Program – Modules

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Bank On It

Time
90–120 Minutes

Objectives
By the end of this course, participants will understand available banking services and how to build a positive relationship with a financial institution. To achieve this objective, the participants will be able to:


Borrowing Basics

Time
90–120 Minutes

Objectives
By the end of this course, participants will understand how credit works, types of credit that are available, and if they are ready to apply for credit. To achieve this objective, the participants will be able to:


Check It Out

Time
120 Minutes

Objectives

Part 1: Introduction to Checking Accounts
After completing this part of the module, participants will be able to:

Part 2: Using and Maintaining a Checking Account
After completing this part of the module, participants will be able to:


Money Matters

Time
60–90 Minutes

Objectives
By the end of this course, participants will understand how to manage money by preparing a personal spending plan and identifying ways to decrease spending and increase income. To achieve this objective, the participants will be able to:


Pay Yourself First

Time
60–120 Minutes

Objectives
By the end of this course, participants will understand ways to save money and savings options to save toward their goals. To achieve this objective, the participants will be able to:


Keep It Safe

Time
90–120 Minutes

Objectives
By the end of this course, participants will understand how to protect their rights as consumers and how to be financially prepared if a disaster strikes. To achieve this objective, the participants will be able to:


To Your Credit

Time
90–120 Minutes

Objectives
By the end of this course, participants will understand how to read a credit report and how to build and repair their credit history. To achieve this objective, the participants will be able to:


Charge It Right

Time
120 Minutes

Objectives
By the end of this course, participants will understand how to use a credit card responsibly and what to do when a credit card is lost or stolen. To achieve this objective, the participants will be able to:


Loan To Own

Time
90–120 Minutes

Objectives
By the end of this course, participants will understand the characteristics of consumer installment loans. To achieve this objective, the participants will be able to:


Your Own Home

Time
90–120 Minutes

Objectives
By the end of this course, participants will understand the home buying process and the difference between renting versus owning and financially protecting their home. To achieve this objective, the participants will be able to:

After completing this module, pre-homebuyers will be able to:

Homeowners will be able to:


Financial Recovery

Time
120 Minutes

Objectives
By the end of this course, participants will learn about steps they can take to recover financially and rebuild their credit after experiencing a financial setback. To achieve this objective, the participants will be able to:


Setting Financial Goals
(Young Adult Curriculum)

Time
90 Minutes

Objectives
By the end of this course, participants will understand how to manage money by preparing a personal spending plan and identifying ways to decrease spending and increase income. To achieve this objective, the participants will be able to:


Paying For College and Cars
(Young Adult Curriculum)

Time
120 Minutes

Objectives
By the end of this course, participants will understand general information on installment loans, including car loans and student loans. To achieve this objective, the participants will be able to:


A Roof Over Your Head
(Young Adult Curriculum)

Time
90 Minutes

Objectives
By the end of this course, participants will understand information on the steps involved in renting an apartment and buying a house. To achieve this objective, the participants will be able to:


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