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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

Credit Reports and Scores

The FDIC has created this webpage to inform consumers about the new Fair and Accurate Credit Transactions Act's (FACTA) consumer provisions -- which gives new rights to free credit reports. FACTA also provides new rights to obtain your credit score. FACTA became law in December 2003.

FACTA affects your ability to obtain your credit report and your credit score in the following ways:

Below are current links with information regarding FACTA:

FDIC Consumer News Articles
Credit Report and Credit Scoring Information from the FTC (
Financial Institution Letters