Each depositor insured to at least $250,000 per insured bank



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Statistics at a Glance
As of March 31, 2012
Dollar Amounts in Billions

First Quarter 2012
All Insured Institutions Commercial Banks Savings Institutions Asset Concentration Group
Credit Card Lenders International Banks Agricultural Banks Commercial Lenders Mortgage Lenders Consumer Lenders Other Specialized < $1 Billion All Other < $1Billion All Other > $1Billion
Number of FDIC-Insured   7,307 6,263 1,044 18 5 1,491 3,681 714 52 426 851 69
Number of FDIC-Supervised   4,571 4,127 444 9 0 1,035 2,389 322 30 255 509 22
Total Assets $ 13,926 12,781 1,145 559 3,661 212 4,070 811 98 68 152 4,295
Total Loans $ 7,411 6,738 673 450 1,261 125 2,672 446 70 19 82 2,286
Domestic Deposits $ 8,826 7,948 878 276 1,371 177 3,140 623 85 54 128 2,970
Bank Net Income (QTR) $ 35.332 32.535 2.797 4.709 7.814 0.667 8.513 1.617 0.430 0.287 0.376 10.918
Percent Profitable (QTR) % 89.7 90.2 86.2 100.0 100.0 96.0 86.2 88.8 90.4 91.3 92.9 91.3
Average Return on Assets (QTR) % 1.02 1.02 0.99 3.33 0.85 1.27 0.84 0.81 1.78 1.73 1.00 1.02
Average Return on Equity (QTR) % 9.07 9.12 8.52 21.86 9.45 11.21 7.25 7.61 18.59 12.42 8.86 8.29
Net Interest Margin (QTR) % 3.52 3.54 3.31 10.02 2.76 3.76 3.74 2.78 4.48 2.86 3.58 3.15
Equity to Assets % 11.27 11.24 11.56 15.17 9.14 11.29 11.67 10.63 9.56 13.80 11.24 12.32
Noncurrent Loan Rate - Total Loans * % 4.11 4.17 3.59 1.60 4.21 1.68 3.36 3.71 1.59 2.70 2.19 5.80
Real Estate Loans % 6.56 6.90 4.26 6.15 9.10 2.15 4.45 3.96 1.07 3.26 2.51 9.95
C&I Loans % 1.16 1.14 1.84 1.63 1.18 1.96 1.36 1.79 0.61 1.67 1.92 0.81
Consumer Loans % 1.37 1.39 1.04 1.61 1.58 0.58 1.42 0.72 1.79 0.99 0.62 0.87
Coverage Ratio ** % 60.04 61.55 42.45 294.26 85.35 97.43 59.43 37.54 121.59 76.88 73.63 39.04
Net Charge-Off Rate - All Loans (QTR) % 1.17 1.17 1.19 4.18 1.48 0.17 0.76 0.95 1.55 0.25 0.37 1.01
Real Estate Loans (QTR) % 1.08 1.09 0.96 1.33 1.63 0.20 0.86 0.95 1.47 0.24 0.36 1.30
C&I Loans (QTR) % 0.56 0.52 1.52 4.29 0.33 0.30 0.54 0.83 5.49 0.08 0.51 0.39
Consumer Loans (QTR) % 2.69 2.71 2.45 4.20 3.73 0.30 0.98 1.23 1.40 0.47 0.44 1.30
First Quarter 2011
Number of FDIC-Insured   7,574 6,453 1,121 21 4 1,531 3,983 699 72 354 844 66
Number of FDIC-Supervised   4,663 4,266 397 8 0 1,069 2,546 258 42 206 509 25
Total Assets $ 13,414 12,157 1,257 676 3,165 200 4,085 796 118 52 137 4,186
Total Loans $ 7,249 6,485 764 575 1,053 121 2,731 454 86 15 75 2,139
Domestic Deposits $ 7,991 7,064 927 267 1,045 168 3,108 567 96 41 115 2,585
Bank Net Income (QTR) $ 28.753 26.944 1.809 6.364 4.643 0.519 6.066 0.960 0.387 0.171 0.272 9.373
Percent Profitable (QTR) % 84.3 85.0 80.6 95.2 100.0 94.1 78.5 84.5 93.1 88.4 90.3 92.4
Average Return on Assets (QTR) % 0.86 0.89 0.58 3.68 0.60 1.04 0.59 0.48 1.33 1.34 0.80 0.90
Average Return on Equity (QTR) % 7.68 7.98 4.96 23.80 6.79 9.56 5.16 4.69 12.28 8.81 7.17 7.39
Net Interest Margin (QTR) % 3.66 3.69 3.42 10.92 2.53 3.80 3.78 3.06 4.36 2.81 3.70 3.23
Equity to Assets % 11.25 11.22 11.57 16.03 8.72 10.95 11.60 10.30 10.81 15.07 11.17 12.22
Noncurrent Loan Rate - Total Loans * % 4.72 4.80 4.03 2.02 5.54 1.95 4.20 4.43 1.49 2.28 2.28 6.14
Real Estate Loans % 7.03 7.42 4.68 5.94 9.88 2.48 5.38 4.65 1.50 2.76 2.61 9.84
C&I Loans % 1.89 1.85 2.65 2.19 2.27 2.11 2.04 2.23 0.61 1.60 2.08 1.47
Consumer Loans % 1.62 1.67 1.05 2.08 1.72 0.69 1.23 0.48 1.54 0.78 0.81 1.14
Coverage Ratio ** % 63.90 66.05 42.19 374.40 66.41 83.97 57.97 33.68 159.99 82.04 68.43 43.72
Net Charge-Off Rate - All Loans (QTR) % 1.83 1.91 1.17 6.67 1.96 0.31 1.34 0.98 1.77 0.76 0.39 1.40
Real Estate Loans (QTR) % 1.47 1.57 0.86 6.09 2.12 0.33 1.43 0.94 1.37 0.53 0.33 1.58
C&I Loans (QTR) % 1.14 1.08 2.29 8.16 1.40 0.55 1.12 1.91 4.26 1.22 0.74 0.49
Consumer Loans (QTR) % 4.30 4.43 2.59 6.81 3.77 0.45 1.59 1.48 1.73 0.60 0.53 2.68

* Nonaccruing loans and loans past due 90+ days.

** Loss reserve as a percentage of noncurrent loans.

Last Updated 05/24/2012 Questions, Suggestions & Requests