Each depositor insured to at least $250,000 per insured bank



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Statistics at a Glance
As of June 30, 2012
Dollar Amounts in Billions

Second Quarter 2012
All Insured Institutions Commercial Banks Savings Institutions Asset Concentration Group
Credit Card Lenders International Banks Agricultural Banks Commercial Lenders Mortgage Lenders Consumer Lenders Other Specialized < $1 Billion All Other < $1Billion All Other > $1Billion
Number of FDIC-Insured   7,246 6,222 1,024 18 5 1,542 3,636 712 51 402 815 65
Number of FDIC-Supervised   4,551 4,101 450 9 0 1,064 2,378 326 31 236 484 23
Total Assets $ 14,031 12,890 1,141 567 3,711 220 4,160 825 97 65 144 4,241
Total Loans $ 7,513 6,838 675 462 1,280 134 2,766 454 69 19 78 2,251
Domestic Deposits $ 8,914 8,038 876 288 1,423 182 3,201 636 83 51 121 2,928
Bank Net Income (QTR) $ 34.452 31.560 2.893 4.183 6.506 0.704 10.008 1.751 0.441 0.180 0.327 10.351
Percent Profitable (QTR) % 89.1 89.6 85.6 94.4 100.0 95.7 85.5 89.0 94.1 90.0 91.7 89.2
Average Return on Assets (QTR) % 0.99 0.98 1.02 2.97 0.71 1.28 0.96 0.85 1.81 1.08 0.91 0.98
Average Return on Equity (QTR) % 8.73 8.73 8.70 19.86 7.77 11.23 8.13 7.98 18.90 7.65 7.94 7.97
Net Interest Margin (QTR) % 3.46 3.47 3.32 9.90 2.65 3.77 3.74 2.77 4.40 2.74 3.58 3.06
Equity to Assets % 11.32 11.29 11.77 14.76 9.04 11.50 11.91 10.75 9.69 14.67 11.51 12.38
Noncurrent Loan Rate - Total Loans * % 3.89 3.93 3.45 1.38 3.97 1.53 3.00 3.57 1.84 2.76 2.13 5.78
Real Estate Loans % 6.32 6.63 4.16 4.12 8.87 1.98 4.01 3.83 2.10 3.35 2.46 10.09
C&I Loans % 1.09 1.06 1.66 1.41 1.05 1.92 1.26 1.56 0.77 1.38 1.91 0.81
Consumer Loans % 1.20 1.22 0.94 1.38 1.37 0.54 1.19 0.80 1.81 1.05 0.64 0.78
Coverage Ratio ** % 60.40 61.95 42.65 314.56 83.93 103.76 63.79 37.24 108.06 78.06 75.32 38.11
Net Charge-Off Rate - All Loans (QTR) % 1.10 1.12 0.87 4.05 1.37 0.21 0.76 0.64 1.52 0.54 0.43 0.92
Real Estate Loans (QTR) % 0.96 1.02 0.58 5.54 1.34 0.19 0.84 0.63 1.38 0.36 0.37 1.18
C&I Loans (QTR) % 0.58 0.54 1.71 4.16 0.40 0.46 0.56 0.66 5.00 0.47 0.82 0.41
Consumer Loans (QTR) % 2.58 2.61 2.19 4.07 3.69 0.36 0.85 1.26 1.42 0.55 0.55 1.20
Second Quarter 2011
Number of FDIC-Insured   7,513 6,413 1,100 20 4 1,544 3,953 716 72 347 794 63
Number of FDIC-Supervised   4,632 4,240 392 8 0 1,083 2,533 267 44 197 476 24
Total Assets $ 13,603 12,369 1,234 656 3,328 204 4,132 774 98 50 129 4,231
Total Loans $ 7,316 6,565 751 557 1,121 125 2,760 445 70 14 70 2,154
Domestic Deposits $ 8,226 7,315 910 230 1,182 170 3,142 556 83 39 107 2,717
Bank Net Income (QTR) $ 28.534 26.352 2.182 6.589 3.729 0.571 7.282 1.072 0.408 0.248 0.257 8.378
Percent Profitable (QTR) % 84.3 85.1 79.8 100.0 100.0 96.2 77.8 86.0 91.7 87.9 88.9 93.7
Average Return on Assets (QTR) % 0.85 0.86 0.71 3.96 0.46 1.12 0.71 0.55 1.67 1.94 0.80 0.80
Average Return on Equity (QTR) % 7.50 7.66 6.04 23.82 5.41 10.11 6.02 5.29 17.12 12.91 7.04 6.50
Net Interest Margin (QTR) % 3.61 3.64 3.42 10.83 2.47 3.89 3.82 3.03 4.53 2.81 3.71 3.17
Equity to Assets % 11.29 11.24 11.82 17.21 8.28 11.26 11.86 10.56 9.93 15.65 11.51 12.29
Noncurrent Loan Rate - Total Loans * % 4.39 4.46 3.80 1.78 4.76 1.91 3.93 4.07 1.30 2.41 2.42 5.85
Real Estate Loans % 6.72 7.11 4.43 4.91 9.26 2.43 5.07 4.33 1.26 2.96 2.81 9.58
C&I Loans % 1.64 1.61 2.24 1.94 1.78 2.09 1.87 1.79 1.04 1.58 2.18 1.22
Consumer Loans % 1.42 1.46 0.93 1.78 1.59 0.67 1.23 0.48 1.31 0.83 0.76 0.99
Coverage Ratio ** % 64.67 66.72 43.63 384.01 71.13 85.04 58.91 38.00 176.52 80.46 67.22 44.38
Net Charge-Off Rate - All Loans (QTR) % 1.59 1.64 1.09 5.58 1.43 0.37 1.27 1.03 1.79 0.41 0.48 1.24
Real Estate Loans (QTR) % 1.42 1.52 0.83 8.47 1.76 0.36 1.39 1.03 1.38 0.40 0.46 1.58
C&I Loans (QTR) % 0.89 0.84 1.78 6.02 0.61 0.65 1.02 0.96 5.65 0.06 0.76 0.44
Consumer Loans (QTR) % 3.43 3.50 2.42 5.67 3.07 0.36 1.37 1.05 1.72 0.58 0.60 1.72

* Nonaccruing loans and loans past due 90+ days**

Loss reserve as a percentage of noncurrent loans

Last Updated 08/28/2012 Questions, Suggestions & Requests