Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank



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Statistics at a Glance
As of March 31, 2011
Dollar Amounts in Billions

First Quarter 2011
All Insured Institutions Commercial Banks Savings Institutions Asset Concentration Group
Credit Card Lenders International Banks Agricultural Banks Commercial Lenders Mortgage Lenders Consumer Lenders Other Specialized < $1 Billion All Other < $1Billion All Other > $1Billion
Number of FDIC-Insured 7,574 6,453 1,121 21 4 1,531 3,983 700 72 355 844 64
Number of FDIC-Supervised 4,664 4,267 397 8 0 1,069 2,547 259 42 207 509 23
Total Assets $ 13,415 12,157 1,257 676 3,165 200 4,087 799 118 52 137 4,180
Total Loans $ 7,249 6,484 764 575 1,053 121 2,732 455 86 15 75 2,137
Domestic Deposits $ 7,991 7,064 927 267 1,045 168 3,109 569 96 41 115 2,581
Bank Net Income (QTR) $ 29.003 27.147 1.855 6.364 4.643 0.524 6.283 0.984 0.387 0.170 0.277 9.371
Percent Profitable (QTR) % 84.6 85.3 80.7 95.2 100.0 94.4 78.9 84.9 93.1 89.0 90.5 92.2
Average Return on Assets (QTR) % 0.87 0.90 0.59 3.68 0.60 1.05 0.62 0.49 1.33 1.33 0.82 0.90
Average Return on Equity (QTR) % 7.75 8.03 5.08 23.80 6.79 9.64 5.33 4.80 12.28 8.71 7.30 7.40
Net Interest Margin (QTR) % 3.66 3.69 3.40 10.92 2.53 3.80 3.78 3.06 4.35 2.81 3.70 3.23
Equity to Assets % 11.26 11.23 11.58 16.03 8.72 10.96 11.62 10.29 10.81 15.15 11.18 12.22
Noncurrent Loan Rate - Total Loans * % 4.71 4.79 4.03 2.02 5.57 1.95 4.20 4.42 1.49 2.29 2.26 6.13
Real Estate Loans % 7.01 7.41 4.68 5.94 9.85 2.48 5.36 4.64 1.50 2.77 2.58 9.83
C&I Loans % 1.90 1.86 2.66 2.19 2.35 2.11 2.03 2.24 0.61 1.62 2.12 1.46
Consumer Loans % 1.65 1.69 1.05 2.08 1.89 0.69 1.23 0.49 1.54 0.79 0.81 1.14
Coverage Ratio ** % 63.85 66.00 42.09 374.40 66.07 83.77 57.85 33.71 159.99 81.44 68.82 43.76
Net Charge-Off Rate - All Loans (QTR) % 1.82 1.91 1.11 6.67 1.96 0.30 1.32 0.97 1.77 0.74 0.36 1.40
Real Estate Loans (QTR) % 1.45 1.56 0.80 6.09 2.12 0.31 1.40 0.93 1.37 0.45 0.29 1.58
C&I Loans (QTR) % 1.14 1.08 2.24 8.17 1.40 0.61 1.12 1.91 4.25 1.52 0.71 0.48
Consumer Loans (QTR) % 4.30 4.43 2.60 6.81 3.77 0.45 1.60 1.50 1.73 0.60 0.57 2.68
First Quarter 2010
Number of FDIC-Insured 7,934 6,773 1,161 21 4 1,553 4,358 745 75 303 813 62
Number of FDIC-Supervised 4,890 4,486 404 8 0 1,073 2,794 295 41 173 485 21
Total Assets $ 13,336 12,066 1,271 725 3,157 181 4,498 777 95 41 127 3,736
Total Loans $ 7,503 6,720 783 641 1,112 116 3,064 464 72 10 71 1,953
Domestic Deposits $ 7,692 6,788 905 245 964 149 3,353 511 78 30 105 2,258
Bank Net Income (QTR) $ 17.418 15.370 2.048 1.071 5.842 0.429 1.849 1.500 0.327 0.121 0.270 6.008
Percent Profitable (QTR) % 80.7 81.0 78.7 81.0 100.0 92.3 73.3 86.2 85.3 83.5 90.5 91.9
Average Return on Assets (QTR) % 0.53 0.52 0.65 0.70 0.75 0.95 0.16 0.78 1.41 1.20 0.86 0.64
Average Return on Equity (QTR) % 4.87 4.75 5.92 4.17 8.52 8.54 1.54 8.08 13.30 7.04 7.70 5.33
Net Interest Margin (QTR) % 3.84 3.90 3.30 14.12 2.83 3.87 3.68 3.08 4.58 2.72 3.70 3.32
Equity to Assets % 10.79 10.76 11.09 13.47 8.77 11.23 10.76 9.76 10.52 16.99 11.20 12.15
Noncurrent Loan Rate - Total Loans * % 5.46 5.61 4.20 3.14 7.02 1.98 4.87 4.60 1.55 2.03 2.04 6.97
Real Estate Loans % 7.59 8.08 4.72 5.67 10.99 2.39 6.10 4.85 1.42 2.44 2.35 10.38
C&I Loans % 3.05 3.06 2.92 4.00 5.44 2.43 2.55 1.69 0.94 1.33 2.09 2.60
Consumer Loans % 2.29 2.34 1.41 3.21 2.41 0.76 1.38 1.20 1.63 0.90 0.72 1.26
Coverage Ratio ** % 64.19 65.84 45.27 327.33 59.59 78.68 53.78 32.45 193.03 87.09 68.85 42.91
Net Charge-Off Rate - All Loans (QTR) % 2.88 3.04 1.55 14.26 2.75 0.45 1.89 1.20 2.69 0.54 0.44 2.29
Real Estate Loans (QTR) % 2.11 2.29 1.04 3.54 3.19 0.37 1.87 1.08 1.97 0.33 0.34 2.60
C&I Loans (QTR) % 2.01 1.94 3.19 16.75 2.12 0.98 1.74 0.99 6.37 0.92 1.01 1.15
Consumer Loans (QTR) % 7.49 7.72 4.24 14.96 3.74 0.55 2.73 3.64 2.62 1.07 0.71 3.45

* Nonaccruing loans and loans past due 90+ days

** Loss reserve as a percentage of noncurrent loans

Last Updated 5/24/2011 Questions, Suggestions & Requests