Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank



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Statistics at a Glance
As of June 30, 2011
Dollar Amounts in Billions

Second Quarter 2011
All Insured Institutions Commercial Banks Savings Institutions Asset Concentration Group
Credit Card Lenders International Banks Agricultural Banks Commercial Lenders Mortgage Lenders Consumer Lenders Other Specialized < $1 Billion All Other < $1Billion All Other > $1Billion
Number of FDIC-Insured 7,513 6,413 1,100 20 4 1,544 3,953 717 72 346 796 61
Number of FDIC-Supervised 4,632 4,240 392 8 0 1,083 2,533 268 44 196 477 23
Total Assets $ 13,601 12,367 1,234 656 3,328 204 4,136 777 98 50 130 4,223
Total Loans $ 7,313 6,563 751 557 1,121 125 2,760 446 70 14 70 2,149
Domestic Deposits $ 8,226 7,315 910 230 1,182 170 3,144 559 83 39 108 2,712
Bank Net Income (QTR) $ 28.801 26.559 2.242 6.639 3.729 0.577 7.493 1.087 0.408 0.242 0.260 8.365
Percent Profitable (QTR) % 84.8 85.5 80.6 100.0 100.0 96.4 78.3 86.6 91.7 87.9 89.3 95.1
Average Return on Assets (QTR) % 0.85 0.87 0.73 3.99 0.46 1.13 0.73 0.56 1.67 1.90 0.81 0.80
Average Return on Equity (QTR) % 7.57 7.71 6.20 23.99 5.41 10.21 6.19 5.35 17.12 12.61 7.10 6.50
Net Interest Margin (QTR) % 3.61 3.64 3.41 10.82 2.47 3.89 3.82 3.03 4.53 2.78 3.71 3.17
Equity to Assets % 11.30 11.24 11.83 17.22 8.28 11.26 11.88 10.55 9.93 15.66 11.52 12.30
Noncurrent Loan Rate - Total Loans * % 4.37 4.44 3.79 1.78 4.79 1.91 3.93 4.06 1.30 2.39 2.44 5.78
Real Estate Loans % 6.68 7.06 4.43 4.91 9.22 2.43 5.05 4.33 1.26 2.92 2.85 9.49
C&I Loans % 1.67 1.64 2.24 1.94 1.87 2.09 1.91 1.79 1.04 1.58 2.19 1.21
Consumer Loans % 1.45 1.49 0.93 1.78 1.78 0.67 1.23 0.49 1.31 0.83 0.77 0.99
Coverage Ratio ** % 64.91 66.99 43.60 384.53 70.68 84.76 58.87 38.00 176.52 80.52 67.05 44.93
Net Charge-Off Rate - All Loans (QTR) % 1.58 1.64 1.12 5.58 1.43 0.37 1.27 1.04 1.79 0.42 0.47 1.24
Real Estate Loans (QTR) % 1.43 1.52 0.86 8.47 1.75 0.36 1.40 1.04 1.38 0.37 0.45 1.58
C&I Loans (QTR) % 0.86 0.81 1.87 6.02 0.61 0.65 0.98 0.96 5.66 0.25 0.72 0.44
Consumer Loans (QTR) % 3.42 3.50 2.42 5.67 3.05 0.36 1.36 1.07 1.72 0.57 0.60 1.71
Second Quarter 2010
Number of FDIC-Insured 7,830 6,677 1,153 21 4 1,579 4,267 744 84 293 776 62
Number of FDIC-Supervised 4,814 4,414 400 8 0 1,094 2,723 288 50 165 462 24
Total Assets $ 13,200 11,948 1,251 698 3,059 189 4,358 794 97 38 124 3,841
Total Loans $ 7,396 6,620 776 600 1,090 122 2,959 471 73 10 69 2,001
Domestic Deposits $ 7,668 6,769 898 242 977 155 3,258 529 80 28 103 2,296
Bank Net Income (QTR) $ 20.879 19.022 1.857 2.582 7.737 0.483 1.996 1.310 0.303 0.149 0.132 6.187
Percent Profitable (QTR) % 79.2 79.4 78.1 81.0 100.0 91.3 70.9 85.2 91.7 86.3 88.9 95.2
Average Return on Assets (QTR) % 0.63 0.63 0.59 1.45 1.00 1.03 0.18 0.66 1.26 1.57 0.43 0.65
Average Return on Equity (QTR) % 5.75 5.80 5.29 10.56 11.05 9.12 1.68 6.69 11.92 8.69 3.77 5.27
Net Interest Margin (QTR) % 3.76 3.81 3.32 11.19 2.74 3.95 3.76 3.09 4.50 2.82 3.70 3.29
Equity to Assets % 11.11 11.09 11.34 14.20 9.27 11.33 11.00 10.02 10.64 18.38 11.36 12.29
Noncurrent Loan Rate - Total Loans * % 5.23 5.34 4.30 2.63 6.75 1.97 4.65 4.76 1.27 2.15 2.11 6.61
Real Estate Loans % 7.37 7.79 4.86 4.89 10.93 2.39 5.81 5.03 1.21 2.65 2.38 9.98
C&I Loans % 2.83 2.82 3.05 2.95 4.92 2.35 2.51 2.60 0.75 1.38 2.35 2.33
Consumer Loans % 1.96 2.01 1.27 2.62 2.14 0.75 1.43 1.07 1.32 0.94 0.71 1.18
Coverage Ratio ** % 65.05 67.15 42.86 375.90 59.82 78.80 56.14 31.64 224.87 83.04 67.51 44.46
Net Charge-Off Rate - All Loans (QTR) % 2.68 2.82 1.47 11.59 2.04 0.65 1.97 1.15 2.20 0.60 0.49 1.90
Real Estate Loans (QTR) % 1.99 2.15 1.03 6.33 2.45 0.59 2.06 1.06 1.60 0.58 0.43 2.19
C&I Loans (QTR) % 1.83 1.79 2.69 17.12 0.93 1.65 1.72 1.10 5.47 0.29 0.93 1.08
Consumer Loans (QTR) % 6.47 6.64 3.92 11.52 3.71 0.58 2.38 3.20 2.11 1.05 0.63 2.61

* Nonaccruing loans and loans past due 90+ days

** Loss reserve as a percentage of noncurrent loans

Last Updated 8/23/2011 Questions, Suggestions & Requests

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