Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank



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Statistics at a Glance
As of September 30, 2010
Dollar Amounts in Billions

Third Quarter 2010
All Insured Institutions Commercial Banks Savings Institutions Asset Concentration Group
Credit Card Lenders International Banks Agricultural Banks Commercial Lenders Mortgage Lenders Consumer Lenders Other Specialized < $1 Billion All Other < $1Billion All Other > $1Billion
Number of FDIC-Insured 7,760 6,622 1,138 22 5 1,583 4,171 723 82 320 790 64
Number of FDIC-Supervised 4,779 4,381 398 8 0 1,101 2,670 281 45 184 467 23
Total Assets $ 13,383 12,130 1,253 705 3,278 194 4,442 789 104 45 132 3,695
Total Loans $ 7,389 6,611 779 600 1,104 125 3,016 466 77 12 73 1,917
Domestic Deposits $ 7,738 6,837 901 251 1,006 159 3,284 539 86 34 109 2,269
Bank Net Income (QTR) $ 14.532 12.297 2.235 -6.852 5.037 0.525 4.049 1.400 0.415 0.213 0.292 9.455
Percent Profitable (QTR) % 81.1 81.4 79.5 86.4 100.0 92.8 73.2 86.2 95.1 86.3 89.5 95.3
Average Return on Assets (QTR) % 0.44 0.41 0.72 -3.85 0.63 1.09 0.37 0.71 1.63 1.94 0.89 1.02
Average Return on Equity (QTR) % 3.88 3.63 6.24 -23.73 6.88 9.61 3.24 7.06 15.39 11.60 7.86 8.33
Net Interest Margin (QTR) % 3.75 3.79 3.35 11.35 2.69 4.00 3.80 3.12 4.47 2.76 3.74 3.21
Equity to Assets % 11.25 11.21 11.63 15.82 9.06 11.40 11.39 10.11 10.58 17.17 11.41 12.33
Noncurrent Loan Rate - Total Loans * % 5.12 5.21 4.33 2.29 6.44 1.94 4.54 4.82 1.32 2.69 2.53 6.71
Real Estate Loans % 7.28 7.67 4.97 4.41 10.23 2.38 5.72 5.09 1.42 3.31 2.97 10.25
C&I Loans % 2.78 2.77 2.99 2.38 4.99 2.37 2.39 2.59 0.75 2.13 2.16 2.24
Consumer Loans % 1.87 1.92 1.24 2.35 2.31 0.73 1.38 1.10 1.32 0.85 0.75 1.23
Coverage Ratio ** % 63.93 66.18 40.88 403.00 60.68 80.41 56.02 30.69 199.45 69.24 58.85 42.45
Net Charge-Off Rate - All Loans (QTR) % 2.32 2.43 1.39 8.79 1.85 0.56 1.95 1.12 1.96 0.98 0.52 1.64
Real Estate Loans (QTR) % 1.83 1.97 1.02 5.05 1.98 0.60 2.07 1.03 1.31 0.91 0.46 1.80
C&I Loans (QTR) % 1.72 1.67 2.58 11.18 1.60 0.97 1.72 1.56 5.11 1.24 0.97 0.94
Consumer Loans (QTR) % 5.12 5.24 3.29 8.82 2.92 0.62 2.09 2.91 1.94 0.87 0.70 2.66
Third Quarter 2009
Number of FDIC-Insured 8,099 6,911 1,188 24 4 1,580 4,540 795 81 284 732 59
Number of FDIC-Supervised 4,981 4,573 408 9 0 1,091 2,893 313 43 161 448 23
Total Assets $ 13,246 11,865 1,381 500 3,183 178 5,184 852 96 38 103 3,112
Total Loans $ 7,415 6,537 878 340 1,133 118 3,575 547 76 9 58 1,558
Domestic Deposits $ 7,553 6,630 923 226 946 143 3,717 509 77 28 84 1,823
Bank Net Income (QTR) $ 2.039 0.765 1.274 0.416 -0.310 0.412 -4.071 0.544 0.049 0.098 0.189 4.712
Percent Profitable (QTR) % 72.9 73.1 72.1 66.7 50.0 89.1 63.3 79.2 82.7 79.9 86.7 76.3
Average Return on Assets (QTR) % 0.06 0.03 0.37 0.34 -0.04 0.93 -0.31 0.26 0.20 1.03 0.74 0.60
Average Return on Equity (QTR) % 0.57 0.24 3.51 1.36 -0.46 8.34 -2.91 2.75 1.94 5.97 6.32 5.45
Net Interest Margin (QTR) % 3.49 3.52 3.30 10.11 2.88 4.01 3.57 3.22 4.11 2.68 3.80 3.00
Equity to Assets % 10.89 10.92 10.69 25.25 8.45 11.32 10.97 9.30 10.87 17.58 11.84 11.26
Noncurrent Loan Rate - Total Loans * % 4.96 5.02 4.52 3.08 6.96 1.89 4.62 4.36 1.51 1.61 1.81 5.43
Real Estate Loans % 6.43 6.71 4.95 2.72 9.52 2.31 5.77 4.55 1.62 2.01 2.07 8.03
C&I Loans % 3.57 3.58 3.48 4.43 6.95 2.40 2.82 2.06 0.85 1.75 1.95 2.91
Consumer Loans % 2.08 2.12 1.63 3.35 2.67 0.97 1.25 1.43 1.55 0.48 0.83 1.28
Coverage Ratio ** % 59.98 62.26 41.13 299.84 59.07 75.85 51.27 33.57 196.00 88.97 73.29 53.13
Net Charge-Off Rate - All Loans (QTR) % 2.72 2.80 2.10 10.67 3.18 0.60 2.13 1.59 2.64 0.80 0.57 2.63
Real Estate Loans (QTR) % 2.23 2.34 1.62 1.99 3.19 0.49 2.05 1.51 1.89 0.58 0.42 2.75
C&I Loans (QTR) % 2.64 2.55 4.32 17.87 2.52 1.23 2.32 1.51 5.34 1.45 1.21 2.07
Consumer Loans (QTR) % 5.69 5.78 4.64 11.30 5.18 1.20 2.59 3.83 2.69 0.76 0.99 3.96

* Nonaccruing loans and loans past due 90+ days

** Loss reserve as a percentage of noncurrent loans

Last Updated 11/23/2010 Questions, Suggestions & Requests