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Statistics at a Glance
As of June 30, 2009
Dollar Amounts in Billions

Second Quarter 2009
All Insured Institutions Commercial Banks Savings Institutions Asset Concentration Group
Credit Card Lenders International Banks Agricultural Banks Commercial Lenders Mortgage Lenders Consumer Lenders Other Specialized < $1 Billion All Other < $1Billion All Other > $1Billion
Number of FDIC-Insured 8,195 6,995 1,200 24 5 1,551 4,637 809 81 294 742 52
Number of FDIC-Supervised 5,039 4,632 407 9 0 1,073 2,948 320 40 166 463 20
Total Assets $ 13,301 11,895 1,406 485 3,204 170 5,947 933 86 36 102 2,338
Total Loans $ 7,625 6,714 911 350 1,195 113 4,124 606 69 9 57 1,103
Domestic Deposits $ 7,555 6,611 943 154 972 137 4,201 554 70 26 84 1,357
Net Income (QTR) $ -3.712 -3.694 -0.018 -0.873 -4.296 0.336 -2.429 1.299 0.119 0.110 0.188 1.833
Percent Profitable (QTR) % 71.7 72.1 69.4 58.3 60.0 88.5 62.4 78.2 84.0 77.2 84.5 69.2
Average Return on Assets (QTR) % -0.11 -0.12 -0.01 -0.73 -0.54 0.79 -0.16 0.56 0.57 1.21 0.75 0.30
Average Return on Equity (QTR) % -1.07 -1.19 -0.05 -3.03 -6.36 7.14 -1.56 6.13 6.07 7.51 6.55 2.91
Net Interest Margin (QTR) % 3.48 3.51 3.23 10.44 2.93 3.90 3.60 3.24 4.10 2.68 3.74 2.61
Equity to Assets % 10.56 10.58 10.38 24.51 8.42 11.08 10.55 9.47 9.96 16.58 11.37 10.91
Noncurrent Loan Rate - Total Loans * % 4.35 4.36 4.32 3.41 5.64 1.75 4.21 4.16 1.48 2.34 1.76 4.50
Real Estate Loans % 5.64 5.82 4.73 2.13 7.76 2.11 5.43 4.39 1.46 2.88 1.98 6.49
C&I Loans % 2.79 2.78 3.06 5.05 4.83 2.18 2.20 1.53 0.60 2.56 1.86 2.55
Consumer Loans % 2.20 2.24 1.63 3.67 2.81 0.95 1.33 1.24 1.61 0.68 0.79 1.03
Coverage Ratio ** % 63.54 66.60 40.80 264.41 67.63 79.22 53.30 34.89 203.44 60.53 73.77 56.43
Net Charge-Off Rate - All Loans (QTR) % 2.55 2.66 1.77 10.78 3.07 0.60 2.04 1.27 2.85 0.71 0.49 2.30
Real Estate Loans (QTR) % 2.04 2.20 1.19 1.73 3.05 0.43 1.94 1.18 1.52 0.38 0.37 2.56
C&I Loans (QTR) % 2.44 2.36 3.96 16.28 2.73 1.44 2.07 1.62 4.86 0.61 0.78 1.68
Consumer Loans (QTR) % 5.68 5.71 5.22 11.32 4.69 1.07 3.37 3.29 3.31 1.52 0.99 2.86
Second Quarter 2008
Number of FDIC-Insured 8,451 7,203 1,248 27 6 1,585 4,788 844 98 306 754 43
Number of FDIC-Supervised 5,163 4,744 419 10 0 1,101 2,993 347 52 179 466 15
Total Assets $ 13,301 11,426 1,875 450 2,981 166 5,363 1,376 71 33 99 2,763
Total Loans $ 7,996 6,681 1,315 327 1,211 111 3,786 985 60 8 55 1,452
Domestic Deposits $ 7,029 5,879 1,150 140 760 133 3,533 804 58 22 81 1,499
Net Income (QTR) $ 4.750 10.026 -5.276 2.680 1.977 0.483 3.251 -5.023 0.146 0.151 0.243 0.841
Percent Profitable (QTR) % 81.9 82.7 77.2 77.8 66.7 94.6 76.0 82.9 85.7 78.4 91.9 81.4
Average Return on Assets (QTR) % 0.14 0.35 -1.13 2.39 0.26 1.17 0.24 -1.46 0.82 1.82 0.99 0.12
Average Return on Equity (QTR) % 1.40 3.47 -10.58 10.64 3.38 10.60 2.15 -18.29 8.85 8.59 8.77 1.28
Net Interest Margin (QTR) % 3.37 3.41 3.16 9.07 2.87 3.87 3.65 2.98 4.61 3.05 3.68 2.63
Equity to Assets % 10.16 10.11 10.46 21.98 7.86 10.94 11.31 7.90 9.39 20.93 11.16 9.42
Noncurrent Loan Rate - Total Loans * % 2.08 1.92 2.90 2.30 1.98 1.33 2.07 3.13 0.91 0.92 1.11 1.56
Real Estate Loans % 2.73 2.58 3.19 1.96 2.89 1.63 2.68 3.27 0.89 0.99 1.16 2.35
C&I Loans % 1.05 1.05 1.12 3.00 1.20 1.49 1.01 1.19 0.72 1.21 1.49 0.76
Consumer Loans % 1.46 1.48 1.20 2.36 1.94 0.77 0.83 1.17 0.97 0.46 0.77 0.69
Coverage Ratio ** % 86.96 92.28 69.09 234.08 104.33 96.12 72.92 65.68 217.24 152.19 108.65 92.71
Net Charge-Off Rate - All Loans (QTR) % 1.32 1.24 1.73 5.87 1.27 0.26 1.00 1.82 1.75 0.66 0.29 0.94
Real Estate Loans (QTR) % 1.16 1.03 1.59 3.15 1.60 0.24 0.91 1.79 0.58 0.27 0.15 1.07
C&I Loans (QTR) % 0.87 0.82 1.67 8.13 0.23 0.45 0.90 1.61 4.28 0.40 0.50 0.56
Consumer Loans (QTR) % 3.31 3.29 3.47 6.05 3.22 0.73 2.21 2.83 2.25 0.53 0.74 1.58

* Nonaccruing loans and loans past due 90+ days.

** Loss reserve as a percentage of noncurrent loans.

Last Updated 08/27/2009 Questions, Suggestions & Requests