Each depositor insured to at least $250,000 per insured bank



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Statistics at a Glance
As of June 30, 2008
Dollar Amounts in Billions

Second Quarter 2008
All Insured Institutions Commercial Banks Savings Institutions Asset Concentration Group
International Banks Agricultural Banks Credit Card Lenders Commercial Lenders Mortgage Lenders Consumer Lenders Other Specialized < $1 Billion All Other < $1Billion All Other > $1Billion
Number of FDIC-Insured 8,451 7,203 1,248 6 1,584 27 4,786 845 98 306 756 43
Number of FDIC-Supervised 5,163 4,744 419 0 1,101 10 2,993 347 52 179 466 15
Total Assets $ 13,301 11,426 1,875 2,981 166 450 5,359 1,379 71 33 99 2,763
Total Loans $ 7,996 6,681 1,315 1,211 111 327 3,784 987 60 8 56 1,452
Domestic Deposits $ 7,029 5,879 1,150 760 133 140 3,531 806 58 22 81 1,499
Net Income (QTR) $ 4.959 10.156 -5.197 1.977 0.485 2.702 3.414 -5.017 0.148 0.159 0.251 0.841
Percent Profitable (QTR) % 82.1 82.9 77.7 66.7 94.6 77.8 76.5 83.2 84.7 78.4 92.2 81.4
Average Return on Assets (QTR) % 0.15 0.35 -1.11 0.26 1.18 2.41 0.26 -1.46 0.82 1.90 1.02 0.12
Average Return on Equity (QTR) % 1.46 3.51 -10.43 3.38 10.63 10.73 2.25 -18.24 8.93 8.95 9.00 1.28
Net Interest Margin (QTR) % 3.37 3.41 3.16 2.86 3.87 9.08 3.65 2.98 4.61 3.04 3.68 2.63
Equity to Assets % 10.16 10.11 10.46 7.86 10.94 21.98 11.31 7.90 9.39 21.18 11.18 9.42
Noncurrent Loan Rate - Total Loans * % 2.04 1.87 2.89 1.72 1.34 2.30 2.07 3.12 0.91 0.96 1.11 1.56
Real Estate Loans % 2.70 2.56 3.18 2.70 1.64 1.96 2.68 3.26 0.89 1.06 1.16 2.35
C&I Loans % 0.90 0.89 1.12 0.45 1.50 3.00 1.02 1.19 0.72 1.20 1.48 0.78
Consumer Loans % 1.46 1.48 1.20 1.94 0.77 2.36 0.83 1.17 0.97 0.46 0.77 0.69
Coverage Ratio ** % 88.55 94.54 68.90 120.04 95.85 233.60 72.88 65.63 217.38 150.22 108.47 92.38
Net Charge-Off Rate - All Loans (QTR) % 1.32 1.24 1.76 1.27 0.25 5.87 0.99 1.85 1.75 0.52 0.29 0.94
Real Estate Loans (QTR) % 1.16 1.01 1.62 1.60 0.22 3.15 0.90 1.82 0.58 0.03 0.15 1.07
C&I Loans (QTR) % 0.87 0.82 1.66 0.23 0.45 8.13 0.90 1.60 4.25 0.40 0.45 0.56
Consumer Loans (QTR) % 3.31 3.29 3.47 3.22 0.73 6.05 2.21 2.81 2.25 0.53 0.73 1.58
Second Quarter 2007
Number of FDIC-Insured 8,614 7,350 1,264 4 1,645 26 4,731 805 118 377 851 57
Number of FDIC-Supervised 5,215 4,786 429 0 1,140 10 2,914 324 60 221 523 23
Total Assets $ 12,261 10,411 1,850 2,544 156 395 4,789 1,551 118 42 113 2,553
Total Loans $ 7,467 6,163 1,304 1,128 106 288 3,372 1,083 93 10 64 1,323
Domestic Deposits $ 6,692 5,523 1,169 683 127 100 3,310 969 82 29 93 1,300
Net Income (QTR) $ 36.776 31.973 4.803 6.172 0.484 3.297 13.978 3.512 0.882 0.245 0.312 7.893
Percent Profitable (QTR) % 90.2 91.0 85.5 100.0 96.0 88.5 88.8 86.8 94.1 75.3 95.5 98.2
Average Return on Assets (QTR) % 1.21 1.25 1.04 0.99 1.26 3.34 1.17 0.91 3.04 2.31 1.10 1.26
Average Return on Equity (QTR) % 11.56 12.24 8.44 12.96 11.46 13.95 10.96 8.91 22.07 11.00 9.92 11.87
Net Interest Margin (QTR) % 3.33 3.38 3.05 2.51 4.01 8.30 3.71 2.70 5.90 3.04 3.70 2.92
Equity to Assets % 10.43 10.08 12.41 7.64 11.13 23.96 10.68 10.22 13.73 20.98 11.10 10.39
Noncurrent Loan Rate - Total Loans * % 0.91 0.88 1.05 0.85 1.05 1.75 0.86 1.00 0.79 0.85 0.88 0.81
Real Estate Loans % 1.03 1.00 1.10 1.19 1.12 2.40 0.98 1.03 0.32 0.87 0.90 1.09
C&I Loans % 0.62 0.61 0.74 0.36 1.46 2.00 0.68 0.66 0.83 1.54 1.19 0.49
Consumer Loans % 1.11 1.15 0.79 1.43 0.69 1.86 0.64 0.56 1.01 0.59 0.63 0.60
Coverage Ratio ** % 120.00 133.65 66.42 129.72 127.04 226.30 131.00 51.96 201.54 153.51 135.58 92.64
Net Charge-Off Rate - All Loans (QTR) % 0.49 0.51 0.38 0.60 0.15 3.89 0.28 0.25 1.85 0.25 0.18 0.32
Real Estate Loans (QTR) % 0.15 0.15 0.13 0.26 0.03 1.72 0.14 0.14 0.09 0.06 0.06 0.10
C&I Loans (QTR) % 0.44 0.41 0.91 0.11 0.56 4.92 0.41 0.35 3.16 0.34 0.47 0.34
Consumer Loans (QTR) % 2.34 2.31 2.57 2.60 0.57 4.18 1.11 2.01 2.48 0.87 0.64 1.41

* Nonaccruing loans and loans past due 90+ days

** Loss reserve as a percentage of noncurrent loans

Last Updated 08/26/2008 Questions, Suggestions & Requests