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Statistics at a Glance
Historical Trends As of December 31, 2008
Dollar Amounts in Billions 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993 1992 1991 1990
Commercial Banks 7,085 7,283 7,401 7,526 7,631 7770 7,888 8,080 8,315 8,580 8,774 9,143 9,528 9,941 10,452 10,959 11,463 11,921 12,343
New Charters 89 164 178 166 122 110 91 126 190 230 188 187 145 102 50 58 72 105 163
Mergers 260 282 305 269 261 224 276 354 452 416 557 598 552 606 548 501 425 443 389
Savings Institutions 1,220 1,251 1,279 1,307 1,345 1,411 1,466 1,534 1,589 1,642 1,690 1,780 1,926 2,030 2,152 2,262 2,390 2,561 2,815
New Charters 9 17 16 13 6 8 4 20 33 40 33 12 12 9 18 9 8 9 28
Mergers 32 39 37 41 58 49 56 63 81 80 114 127 108 116 109 111 84 72 64
Problem Institutions
Number 252 76 50 52 80 116 136 114 94 79 84 92 117 193 318 575 1,066 1,430 1,496
Assets 159 22 8 7 28 30 39 40 24 10 11 6 12 31 73 348 601 837 647
Bank Insurance Fund
Fund Balance NA NA NA 35.5 34.8 33.8 32.1 30.4 31.0 29.4 29.6 28.3 26.9 25.5 21.8 13.1 (0.1) (7.0) 4.0
Insured Deposits NA NA NA 2,872 2,670 2,555 2,524 2,410 2,300 2,158 2,141 2,056 2,007 1,953 1,896 1,907 1,946 1,958 1,930
Reserve Ratio NA NA NA 1.23 1.30 1.32 1.27 1.26 1.35 1.36 1.38 1.38 1.34 1.30 1.15 0.69 (0.01) (0.36) 0.21
No.Failed/Assisted Banks NA NA NA 0 3 3 10 3 6 7 3 1 5 6 13 41 122 127 169
Failed/Assisted Assets NA NA NA 0.000 0.157 0.947 2.863 0.056 0.383 1.523 0.290 0.028 0.200 0.802 1.464 3.829 45.391 64.635 16.938
Estimated Losses NA NA NA 0.000 0.004 0.066 0.376 0.006 0.031 0.614 0.226 0.005 0.040 0.085 0.179 0.633 3.667 5.996 2.771
Resolution Receivables* $ NA NA NA 0.299 0.375 0.511 0.505 0.079 0.350 0.743 0.748 1.109 4.431 4.143 8.190 13.221 27.824 18.675 12.935
Savings Assn. Ins. Fund
Fund Balance $ NA NA NA 13.1 12.7 12.2 11.7 10.9 10.8 10.3 9.8 9.4 8.9 3.4 1.9 1.2 0.3 0.1 0.0
Insured Deposits $ NA NA NA 1,021 951 897 860 801 755 711 709 690 683 711 693 695 729 776 830
Reserve Ratio % NA NA NA 1.29 1.34 1.36 1.37 1.36 1.43 1.45 1.39 1.36 1.30 0.47 0.28 0.17 0.04 0.01 0.00
No. Failed/Assisted Thrifts NA NA NA 0 1 0 1 1 1 1 0 0 1 2 2 9 59 144 213
Failed/Assisted Assets $ NA NA NA 0.000 0.013 0.000 0.520 1.765 0.031 0.069 0.000 0.000 0.033 0.424 0.137 6.148 44.197 78.899 129.662
Estimated Losses $ NA NA NA 0.000 0.000 0.000 0.000 0.266 0.001 0.001 0.000 0.000 0.021 0.028 0.015 0.065 3.780 9.124 19.259
Resolution Receivables* $ NA NA NA 0.234 0.347 0.273 0.288 1.350 0.004 0.062 0.009 0.005 0.019 0.000 0.007 0.175 0.000 0.000 0.000
Combined Dep. Ins. Fund
Fund Balance $ 18.9 52.4 50.2 48.6 47.5 46.0 43.8 41.4 41.7 39.7 39.4 37.7 35.7 28.8 23.8 14.3 0.2 -6.9 4.1
Insured Deposits $ 4,760 4,292 4,154 3,891 3,622 3,452 3,384 3,211 3,055 2,869 2,850 2,746 2,691 2,664 2,589 2,602 2,675 2,734 2,760
Reserve Ratio % 0.40 1.22 1.21 1.25 1.31 1.33 1.29 1.29 1.36 1.38 1.38 1.37 1.33 1.08 0.92 0.55 0.01 -0.25 0.15
Number Failed Institutions 25 3 0 0 4 3 11 4 7 8 3 1 6 8 15 50 179 268 381
Failed Assets** $ 371.945 2.615 0.000 0.000 0.170 0.947 3.383 1.821 0.414 1.592 0.290 0.028 0.233 1.226 1.601 9.977 89.554 143.455 146.586
Number Assisted Institutions 5 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2 3 1
Assisted Assets** $ 1,306.042 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.034 0.079 0.014
Estimated Losses $ 17.982 0.120 0.000 0.000 0.004 0.066 0.376 0.271 0.032 0.616 0.226 0.005 0.061 0.113 0.194 0.698 7.447 15.120 22.030
Resolution Receivables* $ 15.766 0.808 0.482 0.533 0.722 0.784 0.793 1.429 0.354 0.805 0.757 1.114 4.45 4.143 8.197 13.396 27.824 18.675 12.935
Number of FDIC Employees***
(Includes RTC before 1996)
4,988 4,532 4,476 4,514 5,078 5,311 5,430 6,167 6,452 7,266 7,359 7,793 9,151 11,856 17,526 20,994 22,459 22,586 19,247

* Includes remaining receivership assets from prior years.

** Prior years have been revised to reflect failed/assisted assets as reported on the Call Report for the quarter prior to failure/assistance.

*** Beginning in 2008, FDIC began reporting the number of FDIC employees based on a new, full-time equivalent methodology.

Prior years have been revised to reflect the number of employees as reported in the FDIC Annual Report.

Last Updated 03/18/2009 Questions, Suggestions & Requests