Each depositor insured to at least $250,000 per insured bank



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Statistics at a Glance
As of March 31, 2007
Dollar Amounts in Billions
First Quarter 2007
All Insured Institutions Commercial Banks Savings Institutions Asset Concentration Group
International Banks Agricultural Banks Credit Card Lenders Commercial Lenders Mortgage Lenders Consumer Lenders Other Specialized < $1 Billion All Other < $1Billion All Other > $1Billion
Number of FDIC-Insured 8,650 7,380 1,270 4 1,617 27 4,720 796 116 404 905 61
Number of FDIC-Supervised 5,216 4,783 433 0 1,120 10 2,903 313 62 239 543 26
Total Assets $ 11,981 10,134 1,847 2,436 149 408 4,758 1,507 99 46 119 2,459
Total Loans $ 7,277 5,971 1,306 1,055 99 298 3,315 1,040 77 10 67 1,316
Domestic Deposits $ 6,694 5,522 1,172 683 122 102 3,295 955 76 32 98 1,331
Net Income (QTR) $ 35.990 31.514 4.476 5.564 0.443 3.844 13.959 3.438 0.437 0.230 0.284 7.791
Percent Profitable (QTR) % 91.1 92.0 86.1 100.0 96.1 88.9 90.7 86.4 92.2 77.5 94.3 98.4
Average Return on Assets (QTR) % 1.21 1.25 0.97 0.93 1.19 3.70 1.18 0.91 1.79 2.05 0.96 1.27
Average Return on Equity (QTR) % 11.44 12.20 7.95 12.10 11.05 15.38 10.46 9.07 17.38 10.02 8.61 12.97
Net Interest Margin (QTR) % 3.32 3.38 3.06 2.46 3.91 8.17 3.73 2.71 5.03 3.15 3.63 2.89
Equity to Assets % 10.58 10.27 12.29 7.67 10.87 24.48 11.33 10.15 10.25 20.27 11.14 9.76
Noncurrent Loan Rate - Total Loans * % 0.83 0.82 0.89 0.86 1.04 1.82 0.75 0.84 0.68 0.66 0.85 0.77
Real Estate Loans % 0.89 0.89 0.91 1.10 1.04 2.08 0.83 0.85 0.35 0.63 0.87 1.00
C&I Loans % 0.62 0.61 0.78 0.41 1.60 1.97 0.64 0.73 1.06 1.19 1.20 0.54
Consumer Loans % 1.17 1.22 0.77 1.56 0.70 1.99 0.65 0.56 0.81 0.49 0.60 0.60
Coverage Ratio ** % 129.89 142.42 77.20 126.57 130.62 212.73 149.58 59.67 209.78 201.00 142.43 94.97
Net Charge-Off Rate - All Loans (QTR) % 0.45 0.47 0.33 0.57 0.14 3.86 0.22 0.21 1.43 0.18 0.15 0.31
Real Estate Loans (QTR) % 0.10 0.10 0.08 0.21 0.04 1.57 0.09 0.09 0.14 0.03 0.05 0.08
C&I Loans (QTR) % 0.35 0.32 0.76 0.07 0.48 3.96 0.29 0.28 3.11 0.27 0.30 0.33
Consumer Loans (QTR) % 2.43 2.38 2.83 2.66 0.59 4.17 1.18 2.72 1.87 0.51 0.53 1.53
First Quarter 2006
Number of FDIC-Insured 8,790 7,491 1,299 4 1,647 30 4,629 864 120 436 1,001 59
Number of FDIC-Supervised 5,235 4,792 443 0 1,135 12 2,786 341 64 261 609 27
Total Assets $ 11,210 9,333 1,877 1,972 140 370 3,845 1,746 99 50 129 2,859
Total Loans $ 6,864 5,498 1,365 862 92 250 2,715 1,246 76 12 71 1,540
Domestic Deposits $ 6,331 5,230 1,101 601 115 96 2,725 1,000 65 36 105 1,589
Net Income (QTR) $ 36.903 31.713 5.190 5.560 0.440 4.169 12.880 4.496 0.524 -0.163 0.340 8.657
Percent Profitable (QTR) % 93.4 93.7 91.8 100.0 96.7 93.3 93.0 91.7 96.7 81.7 95.6 100.0
Average Return on Assets (QTR) % 1.34 1.38 1.12 1.16 1.26 4.57 1.35 1.05 2.19 -1.31 1.06 1.23
Average Return on Equity (QTR) % 12.95 13.60 10.04 14.33 11.82 18.75 13.20 9.61 22.51 -6.62 9.66 12.82
Net Interest Margin (QTR) % 3.46 3.55 3.04 2.56 4.05 9.01 3.92 2.82 4.56 3.09 3.75 3.08
Equity to Assets % 10.38 10.23 11.12 7.95 10.81 27.22 10.29 10.81 9.63 19.39 11.04 9.55
Noncurrent Loan Rate - Total Loans * % 0.71 0.71 0.69 0.90 0.90 1.73 0.61 0.68 0.63 0.74 0.78 0.62
Real Estate Loans % 0.69 0.68 0.69 1.11 0.87 1.61 0.60 0.70 0.37 0.71 0.78 0.73
C&I Loans % 0.71 0.69 0.89 0.78 1.43 1.30 0.71 0.67 0.83 1.08 1.07 0.57
Consumer Loans % 1.08 1.14 0.61 1.43 0.74 1.82 0.55 0.44 0.76 0.64 0.60 0.63
Coverage Ratio ** % 159.78 176.62 90.35 151.39 157.14 262.02 189.82 69.43 227.10 201.19 165.71 144.90
Net Charge-Off Rate - All Loans (QTR) % 0.32 0.36 0.19 0.53 0.09 2.95 0.17 0.11 0.95 0.16 0.12 0.18
Real Estate Loans (QTR) % 0.05 0.06 0.03 0.11 0.02 1.01 0.06 0.04 0.06 0.00 0.02 0.05
C&I Loans (QTR) % 0.22 0.18 0.72 0.03 0.28 2.21 0.27 0.15 2.21 0.14 0.28 0.15
Consumer Loans (QTR) % 1.79 1.81 1.63 2.07 0.50 3.09 0.88 1.41 1.31 0.71 0.50 1.05

* Nonaccruing loans and loans past due 90+ days

** Loss reserve as a percentage of noncurrent loans

Last Updated 05/31/2007 Questions, Suggestions & Requests