Each depositor insured to at least $250,000 per insured bank



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Statistics at a Glance
As of March 31, 2006
Dollar Amounts in Billions
First Quarter 2006
All Insured Institutions Commercial Banks Savings Institutions Asset Concentration Group
International Banks Agricultural Banks Credit Card Lenders Commercial Lenders Mortgage Lenders Consumer Lenders Other Specialized < $1 Billion All Other < $1Billion All Other > $1Billion
Number of FDIC-Insured 8,790 7,491 1,299 4 1,647 30 4,631 867 118 435 998 60
Number of FDIC-Supervised 5,236 4,793 443 0 1,135 12 2,788 344 62 260 607 28
Total Assets $ 11,210 9,333 1,877 1,972 140 370 3,846 1,746 98 49 127 2,860
Total Loans $ 6,864 5,499 1,365 862 92 250 2,716 1,247 76 12 70 1,540
Domestic Deposits $ 6,331 5,230 1,101 601 115 96 2,726 1,001 65 35 104 1,589
Net Income (QTR) $ 37.254 32.061 5.193 5.560 0.441 4.169 12.899 4.499 0.524 0.213 0.337 8.614
Percent Profitable (QTR) % 93.4 93.7 91.8 100.0 96.7 93.3 93.0 91.8 96.6 81.6 95.8 98.3
Average Return on Assets (QTR) % 1.35 1.40 1.12 1.16 1.26 4.58 1.36 1.05 2.19 1.74 1.07 1.22
Average Return on Equity (QTR) % 13.07 13.74 10.05 14.33 11.82 18.75 13.22 9.61 22.54 9.23 9.63 12.72
Net Interest Margin (QTR) % 3.46 3.55 3.04 2.56 4.05 9.05 3.92 2.82 4.56 3.10 3.76 3.08
Equity to Assets % 10.38 10.23 11.12 7.95 10.81 27.22 10.28 10.81 9.63 18.77 11.09 9.57
Noncurrent Loan Rate - Total Loans * % 0.71 0.71 0.69 0.90 0.89 1.73 0.61 0.68 0.62 0.75 0.78 0.62
Real Estate Loans % 0.69 0.68 0.69 1.11 0.87 1.61 0.60 0.70 0.37 0.71 0.79 0.73
C&I Loans % 0.70 0.69 0.89 0.78 1.42 1.30 0.71 0.67 0.82 1.11 1.09 0.57
Consumer Loans % 1.08 1.14 0.61 1.43 0.74 1.82 0.55 0.44 0.76 0.66 0.60 0.64
Coverage Ratio ** % 159.84 176.71 90.30 151.39 157.58 262.00 190.02 69.48 227.78 201.90 163.96 144.90
Net Charge-Off Rate - All Loans (QTR) % 0.32 0.36 0.19 0.53 0.09 2.96 0.18 0.11 0.95 0.16 0.11 0.18
Real Estate Loans (QTR) % 0.05 0.06 0.03 0.11 0.02 1.01 0.06 0.04 0.06 0.00 0.02 0.05
C&I Loans (QTR) % 0.22 0.18 0.72 0.03 0.28 2.21 0.27 0.14 2.21 0.14 0.26 0.14
Consumer Loans (QTR) % 1.80 1.81 1.70 2.07 0.50 3.09 0.91 1.41 1.31 0.74 0.47 1.05
First Quarter 2005
Number of FDIC-Insured 8,931 7,600 1,331 5 1,698 28 4,489 971 134 459 1,079 68
Number of FDIC-Supervised 5,243 4,792 451 0 1,174 10 2,650 387 71 256 660 35
Total Assets $ 10,286 8,594 1,692 1,876 135 364 3,467 1,582 111 55 137 2,561
Total Loans $ 6,201 4,980 1,221 788 86 272 2,397 1,109 87 14 76 1,372
Domestic Deposits $ 5,827 4,823 1,004 563 111 100 2,435 919 61 40 112 1,487
Net Income (QTR) $ 34.030 29.242 4.788 4.335 0.432 2.978 11.292 4.678 0.408 0.205 0.400 9.302
Percent Profitable (QTR) % 94.7 94.9 93.3 100.0 97.8 96.4 94.3 93.6 96.3 84.7 95.8 97.1
Average Return on Assets (QTR) % 1.34 1.37 1.15 0.92 1.28 3.22 1.32 1.20 1.52 1.52 1.17 1.48
Average Return on Equity (QTR) % 13.01 13.56 10.45 11.38 11.83 15.18 13.35 11.03 13.51 8.73 10.73 14.51
Net Interest Margin (QTR) % 3.53 3.61 3.14 2.64 4.05 8.16 3.87 2.97 4.74 3.04 3.86 3.28
Equity to Assets % 10.26 10.11 11.01 8.17 10.79 21.96 9.95 10.83 11.10 17.10 10.79 9.97
Noncurrent Loan Rate - Total Loans * % 0.75 0.80 0.52 1.22 0.96 1.68 0.60 0.52 0.64 0.94 0.80 0.71
Real Estate Loans % 0.59 0.64 0.48 0.91 0.86 0.12 0.55 0.51 0.53 0.89 0.78 0.70
C&I Loans % 1.04 1.03 1.17 1.66 1.60 1.10 0.86 1.04 0.77 1.15 1.27 0.88
Consumer Loans % 1.25 1.31 0.71 2.00 0.73 1.85 0.49 0.34 0.67 0.99 0.70 0.72
Coverage Ratio ** % 172.30 178.91 131.21 136.78 151.94 258.66 211.16 97.68 260.95 171.67 165.85 150.03
Net Charge-Off Rate - All Loans (QTR) % 0.47 0.52 0.23 0.76 0.13 4.39 0.22 0.10 1.49 0.22 0.21 0.18
Real Estate Loans (QTR) % 0.05 0.06 0.03 0.12 0.03 0.09 0.06 0.04 0.08 0.05 0.03 0.03
C&I Loans (QTR) % 0.28 0.23 1.07 0.02 0.35 3.01 0.39 0.28 2.62 0.19 0.25 0.09
Consumer Loans (QTR) % 2.55 2.60 2.06 2.77 0.63 4.84 1.03 1.30 2.01 0.81 1.22 1.13

* Nonaccruing loans and loans past due 90+ days.

** Loss reserve as a percentage of noncurrent loans

Last Updated 05/25/2006 Questions, Suggestions & Requests