Each depositor insured to at least $250,000 per insured bank



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Statistics at a Glance

Historical Trends

Dollar Amounts in Billions

1st Qtr
2002 YTD

2001 2000 1999 1998 1997 1996 1995 1994 1993 1992 1991 1990
Commercial Banks 8,005 8,080 8,315 8,580 8,774 9,142 9,527 9,940 10,451 10,958 11,462 11,921 12,343
New Charters 17 129 192 231 190 187 145 102 50 58 71 105 165
Mergers 86 357 453 417 557 598 552 606 548 501 424 443 389
Savings Institutions 1,515 1,533 1,590 1,641 1,689 1,780 1,925 2,030 2,152 2,262 2,390 2,561 2,815
New Charters 1 17 31 38 27 12 12 9 18 10 8 10 28
Mergers 18 65 82 80 114 127 108 116 110 111 84 72 64
Problem Institutions
Number 124 114 94 79 84 92 117 318 193 572 1,063 1,426 1,492
Assets $ 52 40 24 10 11 7 12 31 72 334 592 819 640
Bank Insurance Fund
Fund Balance $ 30.7 30.4 31.0 29.4 29.6 28.3 26.9 25.5 21.8 13.1 (0.1) (7.0) 4.0
Insured Deposits $ 2,483 2,408 2,302 2,158 2,141 2,056 2,007 1,953 1,896 1,907 1,946 1,958 1,930
Reserve Ratio % 1.24 1.26 1.35 1.36 1.38 1.38 1.34 1.30 1.15 0.69 (0.01) (0.36) 0.21
Number of Failures 6 3 6 7 3 1 5 6 13 41 122 127 169
Failed-Bank Assets $ 2.024 0.054 0.378 1.424 0.370 0.026 0.183 0.753 1.392 3.539 45.485 71.449 15.737
Estimated Losses $ 0.644 0.005 0.039 0.838 0.229 0.005 0.037 0.084 0.178 0.648 3.678 6.186 2.765
Resolution Receivables* $ 0.999 0.079 0.350 0.743 0.748 1.109 4.431 4.143 8.190 13.221 27.824 18.675 12.935
Savings Assn Ins Fund
Fund Balance $ 11.0 10.9 10.8 10.3 9.8 9.4 8.9 3.4 1.9 1.2 0.3 0.1 0.0
Insured Deposits $ 810 802 755 711 709 690 683 711 693 695 729 776 830
Reserve Ratio % 1.36 1.36 1.43 1.45 1.39 1.36 1.30 0.47 0.28 0.17 0.04 0.01 0.00
Number of Failures 0 1 1 1 0 0 1 2 2 10 59 144 213
Failed-Thrift Assets $ 0 2.200 0.030 0.063 0 0 0.033 0.424 0.137 7.179 44.197 78.899 98.964
Estimated Losses $ 0 0.370 0.001 0.001 0 0 0.021 0.036 0.015 0.326 3.769 9.490 16.196
Resolution Receivables* $ 0.618 1.350 0.004 0.062 0.009 0.005 0.019 0.000 0.007 0.175 0 0
Number of FDIC Employees
(Includes RTC before 1996)
6,104 6,213 6,645 7,266 7,359 7,793 9,151 11,856 17,526 20,994 22,459 22,586 19,247
* Includes remaining receivership assets from prior years



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