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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

Bid Summary

Peotone Bank and Trust Company, Peotone, IL
Closing Date: April 23, 2010

Bidder Type of Transaction Deposit Premium/(Discount) % Asset Premium/(Discount) $(000) / % SF Loss Share Tranche 1 SF Loss Share Tranche 2 SF Loss Share Tranche 3 Commercial Loss Share Tranche 1 Commercial Loss Share Tranche 2 Commercial Loss Share Tranche 3 Value Appreciation Instrument Conforming Bid Linked
Winning bid and bidder: First Midwest Bank, Itasca, IL
All deposit whole bank with loss share 1.00% -8.37% 80% 80% N/A 80% 80% N/A No No (1) No
Cover(Second Place)- Heartland Bank and Trust Co., Bloomington, IL All deposit whole bank with loss share 2.25% -10.90% 80% 80% N/A 80% 80% N/A No Yes No
Other Bid All deposit whole bank with loss share 1.77% -17.25% 80% 80% N/A 80% 80% N/A No Yes No
Other Bid All deposit whole bank with loss share 3.43% -25.00% 80% 80% N/A 80% 80% N/A No Yes (2) No

(1) Non-conforming due to modification of Section 6.2 of Loss Share Agreements
(2) The bid includes a component whereby the bidder will cover 100% of the initial losses incurred up to 3.57% of the total book value of loss share assets. Once this amount of losses is absorbed by the acquirer, the loss share structures shown above becomes effective.

Other Bidder Names:

Horizon Bank, N.A, Michigan City, IN
Providence Bank, LLC, South Holland, IL

Notes:


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