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Small Business Lending Survey

Small Business Lending Survey Book Cover

The Small Business Lending Survey is a nationally-representative survey of U.S. banks and their small business lending practices. The report of survey findings offers new information for both small and large banks on many aspects of their small business lending. The results provide context for the implications of current bank consolidation trends on U.S. small businesses. Approximately 1,200 banks—about one-fifth of the FDIC-insured institutions in the United States—responded to the survey.

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Complete Report - PDF

Table of Contents

Executive Summary

Section 1: Introduction

Section 2: Defining and Measuring Small Business Lending

Section 3: Markets and Competition

Section 4: Competitive Practices and Advantages

Section 5: Loan Products and Underwriting Practices


Appendix A: Survey Methodology

Appendix B: Extrapolated Outstanding C&I Lending to Small Businesses

Appendix C: Small Business Lending Survey Questionaire