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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

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Regional Outlook

The FDIC Outlook is published quarterly by the Division of Insurance and Research of the Federal Deposit Insurance Corporation as an information source on banking and economic issues for insured financial institutions and financial institution regulators. It is produced for the following six geographic regions:

Atlanta Region (AL, FL, GA, NC, SC, VA, WV)
    Jack M. Phelps, Regional Manager, 678-916-2295

Chicago Region (IL, IN, KY, MI, OH, WI)
    David Van Vickle, Regional Manager, 312-382-7551

Dallas Region (AK, CO, LA, MS, NM, OK, TN, TX)
    Midsouth: Gary Beasley, Regional Manager, 901-821-5234
    Southwest: Alan Bush, Regional Manager, 972-761-2072

Kansas City Region (IA, KS, MN, MO, ND, NE, SD)
    John G Jenkins, Acting Regional Manager, 816-234-8112

New York Region (CT, DC, DE, MA, MD, ME, NH, NJ, NY, PA, PR, RI, VI, VT)
    Mid-Atlantic: Kathy Kalser, Regional Manager, 917-320-2650
    New England: Paul Driscoll, Regional Manager, 781-794-5502

San Francisco Region (AK, AS, AZ, CA, FM, GU, HI, ID, MT, NV, OR, UT, WA, WY)
    Catherine Phillips-Olsen, Regional Manager, 415-808-8158

The FDIC Outlook provides an overview of economic and banking risks and discusses how these risks relate to insured institutions nationally and in each FDIC region.

Single copy subscriptions of the FDIC Outlook can be obtained by sending the subscription form found on the back cover to the FDIC Public Information Center. Contact the Public Information Center for current pricing on bulk orders.

The FDIC Outlook is available on-line by visiting the FDIC's website at For more information or to provide comments or suggestions about FDIC Outlook, please call Rae-Ann Miller at 202-898-8523 or send an e-mail to

The views expressed in the FDIC Outlook are those of the authors and do not necessarily reflect official positions of the Federal Deposit Insurance Corporation. Some of the information used in the preparation of this publication was obtained from publicly available sources that are considered reliable. However, the use of this information does not constitute an endorsement of its accuracy by the Federal Deposit Insurance Corporation.

Chairman    Donald E. Powell
Director, Division of Insurance
and Research
   Arthur J. Murton
Executive Editor    Maureen E. Sweeney
Managing Editor    Kim E. Lowry

Rae-Ann Miller
Richard A. Brown
Ronald L. Spieker
Norman Williams

Publications Manager    Teresa J. Franks

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