The FDIC Quarterly provides a comprehensive summary of the most current financial results for the banking industry, along with feature articles. These articles range from timely analysis of economic and banking trends at the national and regional level that may affect the risk exposure of FDIC-insured institutions to research on issues affecting the banking system and the development of regulatory policy. The FDIC Quarterly brings together data and analysis that were previously available through three retired publications -- the FDIC Outlook, the FDIC Banking Review, and the FYI: An Update on Emerging Issues in Banking. Past issues of these publications are archived under their original publication names.
Commercial banks and savings institutions insured by the FDIC reported net income of $36.0 billion in first quarter 2007. This is slightly below the $36.9 billion earned a year ago, but still the fourth-highest amount ever reported by the industry.
Individual Development Accounts and Banks: A Solid "Match"
By Rae-Ann Miller and Susan Burhouse
A particular type of savings account, the Individual Development Account (IDA) , is a relatively low risk way for banks to introduce American households who do not currently use the banking system to banking services and products that are offered. This article explains how IDAs operate, describes banks experience with IDAs, and points bankers to sources of information about these programs.
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