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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

FDIC Quarterly Banking Profile

FDIC Second Quarter of 2018 Banking Profile - Deposit Insurnace Fund
TABLE I-C. Insurance Fund Balances and Selected Indicators
(dollar figures in millions) Deposit Insurance Fund*
2nd
Quarter
2018
1st
Quarter
2018
4th
Quarter
2017
3rd
Quarter
2017
2nd
Quarter
2017
1st
Quarter
2017
4th
Quarter
2016
3rd
Quarter
2016
2nd
Quarter
2016
1st
Quarter
2016
4th
Quarter
2015
3rd
Quarter
2015
2nd
Quarter
2015
Beginning Fund Balance $95,072 $92,747 $90,506 $87,588 $84,928 $83,162 $80,704 $77,910 $75,120 $72,600 $70,115 $67,589 $65,296
Changes in Fund Balance:
Assessments earned 2,598 2,850 2,656 2,568 2,634 2,737 2,688 2,643 2,328 2,328 2,160 2,170 2,328
Interest earned on investment securities 381 338 305 274 251 227 189 171 164 147 128 122 113
Realized gain on sale of investments 0 0 0 0 0 0 0 0 0 0 0 0 0
Operating expenses 445 433 443 404 450 442 437 422 441 415 447 410 434
Provision for insurance losses -141 -65 -203 -512 -233 765 -332 -566 -627 -43 -930 -578 -317
All other income, net of expenses 3 1 3 1 4 2 3 3 2 5 12 2 3
Unrealized gain/(loss) on available-for-sale securities** -162 -496 -481 -33 -12 7 -317 -167 110 412 -298 64 -34
Total fund balance change 2,516 2,325 2,242 2,918 2,660 1,766 2,457 2,794 2,790 2,520 2,485 2,526 2,293
Ending Fund Balance 97,588 95,072 92,747 90,506 87,588 84,928 83,162 80,704 77,910 75,120 72,600 70,115 67,589
Percent change from four quarters earlier 11.42 11.95 11.53 12.14 12.42 13.06 14.55 15.10 15.27 15.05 15.64 29.08 32.37
Reserve Ratio (%) 1.33 1.30 1.30 1.28 1.24 1.20 1.20 1.18 1.17 1.13 1.11 1.09 1.07
Estimated Insured Deposits 7,358,053 7,334,746 7,150,781 7,094,247 7,042,281 7,075,301 6,910,937 6,813,258 6,672,294 6,659,996 6,519,715 6,406,678 6,333,620
Percent change from four quarters earlier 4.48 3.67 3.47 4.12 5.55 6.24 6.00 6.35 5.35 5.15 5.23 4.61 3.91
Domestic Deposits 12,280,939 12,305,835 12,129,503 11,966,478 11,827,933 11,856,691 11,693,371 11,506,877 11,242,960 11,156,523 10,952,922 10,698,306 10,632,635
Percent change from four quarters earlier 3.83 3.79 3.73 3.99 5.20 6.28 6.76 7.56 5.74 5.06 5.21 4.75 5.28
Assessment Base*** 15,111,840 15,067,636 15,001,495 14,834,520 14,703,227 14,621,071 14,563,563 14,383,166 14,194,203 13,994,619 13,833,140 13,662,743 13,589,490
Percent change from four quarters earlier 2.78 3.05 3.01 3.14 3.59 4.48 5.28 5.27 4.45 3.41 3.65 4.19 5.33
Number of Institutions Reporting 5,551 5,616 5,679 5,747 5,796 5,865 5,922 5,989 6,067 6,131 6,191 6,279 6,357

* Quarterly financial statement results are unaudited.

** Includes unrealized postretirement benefit gain (loss).

*** Average consolidated total assets minus tangible equity, with adjustments for banker's banks and custodial banks.

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