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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

FDIC Quarterly Banking Profile

Chart 2: Net Interest Margin
(Percent)
Year Quarter Community Banks Industry
2006 1 3.96 3.45
2006 2 4.02 3.46
2006 3 3.99 3.38
2006 4 3.92 3.20
2007 1 3.81 3.32
2007 2 3.84 3.33
2007 3 3.83 3.35
2007 4 3.79 3.32
2008 1 3.64 3.33
2008 2 3.64 3.37
2008 3 3.71 3.37
2008 4 3.58 3.33
2009 1 3.46 3.43
2009 2 3.49 3.47
2009 3 3.60 3.50
2009 4 3.64 3.56
2010 1 3.63 3.84
2010 2 3.70 3.76
2010 3 3.74 3.75
2010 4 3.73 3.69
2011 1 3.69 3.66
2011 2 3.78 3.61
2011 3 3.77 3.56
2011 4 3.76 3.58
2012 1 3.70 3.51
2012 2 3.69 3.45
2012 3 3.69 3.42
2012 4 3.64 3.34
2013 1 3.53 3.27
2013 2 3.57 3.25
2013 3 3.63 3.26
2013 4 3.64 3.27
2014 1 3.57 3.16
2014 2 3.61 3.15
2014 3 3.65 3.15
2014 4 3.63 3.12
2015 1 3.54 3.02
2015 2 3.57 3.07
2015 3 3.62 3.08
2015 4 3.60 3.12
2016 1 3.56 3.10
2016 2 3.58 3.08
2016 3 3.58 3.18
2016 4 3.58 3.16
2017 1 3.54 3.19
2017 2 3.61 3.22
2017 3 3.66 3.30
2017 4 3.66 3.31
2018 1 3.64 3.32
2018 2 3.69 3.38
Source: FDIC

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