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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

FDIC Quarterly Banking Profile

Table I-B. Selected Indicators (%), FDIC-Insured Community Banks
  2017* 2016* 2016 2015 2014 2013 2012
Return on assets (%) 1.04 1.02 0.99 0.99 0.93 0.90 0.83
Return on equity (%) 9.34 9.09 8.81 8.85 8.45 8.27 7.68
Core capital (leverage) ratio (%) 10.83 10.74 10.69 10.67 10.57 10.43 10.18
Noncurrent assets plus other real estate owned to assets (%) 0.81 0.97 0.94 1.07 1.34 1.73 2.27
Net charge-offs to loans (%) 0.14 0.13 0.15 0.15 0.21 0.32 0.58
Asset growth rate (%) 2.71 3.24 2.97 2.71 2.21 0.39 2.25
Net interest margin (%) 3.60 3.57 3.57 3.57 3.61 3.59 3.67
Net operating income growth (%) 6.68 5.37 2.48 9.55 4.81 14.64 56.17
Number of institutions reporting 5,294 5,522 5,461 5,735 6,037 6,307 6,542
Percentage of unprofitable institutions (%) 4.06 4.17 4.61 5.00 6.44 8.40 11.14
* Through September 30, ratios annualized where appropriate. Asset growth rates are for 12 months ending September 30.