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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

FDIC Quarterly Banking Profile

DIF Reserve Ratio, 2005-2017
Reserve Ratio (Percent of Insured Deposits), Quarter End
Year Quarter  
2005 1 1.29
2005 2 1.28
2005 3 1.26
2005 4 1.25
2006 1 1.23
2006 2 1.23
2006 3 1.22
2006 4 1.21
2007 1 1.20
2007 2 1.21
2007 3 1.22
2007 4 1.22
2008 1 1.19
2008 2 1.01
2008 3 0.76
2008 4 0.36
2009 1 0.27
2009 2 0.22
2009 3 -0.16
2009 4 -0.39
2010 1 -0.38
2010 2 -0.28
2010 3 -0.15
2010 4 -0.12
2011 1 -0.02
2011 2 0.06
2011 3 0.12
2011 4 0.17
2012 1 0.22
2012 2 0.32
2012 3 0.35
2012 4 0.45
2013 1 0.60
2013 2 0.64
2013 3 0.68
2013 4 0.79
2014 1 0.80
2014 2 0.84
2014 3 0.88
2014 4 1.01
2015 1 1.03
2015 2 1.06
2015 3 1.09
2015 4 1.11
2016 1 1.13
2016 2 1.17
2016 3 1.18
2016 4 1.20
2017 1 1.20
2017 2 1.24
2017 3 1.28
Source: FDIC.

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