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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

FDIC Quarterly Banking Profile

Chart 2: Quarterly Average Net Interest Margin (NIM)
(Percent)
Year Quarter Community Banks All Insured Institutions
2009 4 3.64 3.56
2010 1 3.63 3.84
2010 2 3.70 3.76
2010 3 3.74 3.75
2010 4 3.73 3.69
2011 1 3.69 3.66
2011 2 3.78 3.61
2011 3 3.77 3.56
2011 4 3.76 3.58
2012 1 3.70 3.51
2012 2 3.69 3.45
2012 3 3.69 3.42
2012 4 3.64 3.34
2013 1 3.53 3.27
2013 2 3.57 3.25
2013 3 3.63 3.26
2013 4 3.64 3.27
2014 1 3.57 3.16
2014 2 3.61 3.15
2014 3 3.65 3.15
2014 4 3.63 3.12
2015 1 3.54 3.02
2015 2 3.57 3.07
2015 3 3.62 3.08
2015 4 3.60 3.12
2016 1 3.56 3.10
2016 2 3.58 3.08
2016 3 3.58 3.18
2016 4 3.58 3.16
2017 1 3.54 3.19
2017 2 3.61 3.22
2017 3 3.65 3.30
2017 4 3.66 3.31
Source: FDIC.

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