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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

Quarterly Banking Profile

Table I-B. Selected Indicators (%), FDIC-Insured Community Banks
  2016* 2015* 2015 2014 2013 2012 2011
Return on assets (%) 0.98 0.96 0.99 0.93 0.90 0.83 0.55
Return on equity (%) 8.75 8.61 8.89 8.46 8.28 7.68 5.19
Core capital (leverage) ratio (%) 10.70 10.65 10.67 10.57 10.43 10.18 9.98
Noncurrent assets plus other real estate owned to assets (%) 1.05 1.29 1.06 1.34 1.73 2.26 2.84
Net charge-offs to loans (%) 0.10 0.10 0.14 0.21 0.32 0.58 0.87
Asset growth rate (%) 2.77 1.83 2.71 2.31 0.33 2.25 1.60
Net interest margin (%) 3.56 3.54 3.57 3.61 3.59 3.67 3.74
Net operating income growth (%) 6.39 10.66 9.98 4.89 14.61 56.25 207.82
Number of institutions reporting 5,664 5,946 5,735 6,037 6,306 6,541 6,798
Percentage of unprofitable institutions (%) 5.12 5.92 4.93 6.44 8.40 11.15 16.34
*Through March 31, ratios annualized where appropriate. Asset growth rates are for 12 months ending March 31.

Last Updated 6/01/2016 Questions, Suggestions & Requests

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