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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

FDIC Quarterly Banking Profile

Chart 1: Contributors to the Year-Over-Year Change in Income
FDIC-Insured Community Banks
  Year-Over-Year Change ($ Billions) Year-Over-Year PercentChange
Net Income $0.51 11%
Net Interest Income 1.26 7%
Loan Loss Provisions 0.05 6%
Noninterest Income 0.37 8%
Noninterest Expense 0.88 6%
Realized Gains on Securities -0.02 -32%
Income Taxes 0.16 13%
Source: FDIC.

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