The Liability Structure of FDIC-Insured Institutions:
Changes and Implications
| PDF File (222k) by Christine M. Bradley and Lynn Shibut
As asset growth has outstripped core deposit growth in recent years, banks have adapted their funding strategies. This article describes the changes that have occurred, discusses possible future changes in bank liability structure, and explores the regulatory issues related to these changes (including the areas of market discipline, liquidity risk examination, deposit insurance, and failure resolution).
The Resolution Trust Corporation and Congress, 1989-1993 | PDF File (175k)
PART I: 1989-90 by Lee Davison
This is the second of two Banking Review articles on the legislative history of the Resolution Trust Corporation. The legislative history of the establishment of the RTC, "Politics and Policy: The Creation of the Resolution Trust Corporation," appeared in Banking Review 17 No. 2 (2005). The continuation of that legislative history, covering the years 1989-1993, is presented in two parts: Part I appears here; Part II will follow in an upcoming issue.
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Sheila C. Bair
Director, Division of Insurance
Arthur J. Murton
Christine E. Blair
Valentine V. Craig
Rose M. Kushmeider