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Each depositor insured to at least $250,000 per insured bank

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FDIC Banking Review

2006 Volume 18, No. 2

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The Liability Structure of FDIC-Insured Institutions: Changes and Implications | PDF File (222k)
by Christine M. Bradley and Lynn Shibut

As asset growth has outstripped core deposit growth in recent years, banks have adapted their funding strategies. This article describes the changes that have occurred, discusses possible future changes in bank liability structure, and explores the regulatory issues related to these changes (including the areas of market discipline, liquidity risk examination, deposit insurance, and failure resolution).

The Resolution Trust Corporation and Congress, 1989-1993 | PDF File (175k)
PART I: 1989-90

by Lee Davison

This is the second of two Banking Review articles on the legislative history of the Resolution Trust Corporation. The legislative history of the establishment of the RTC, "Politics and Policy: The Creation of the Resolution Trust Corporation," appeared in Banking Review 17 No. 2 (2005). The continuation of that legislative history, covering the years 1989-1993, is presented in two parts: Part I appears here; Part II will follow in an upcoming issue.

Banking Review - 2006 - Vol. 18 No. 2, Full Edition - PDF File (355k)

The views expressed are those of the authors and do not necessarily reflect official positions of the Federal Deposit Insurance Corporation. Articles may be reprinted or abstracted if the FDIC Banking Review and author(s) are credited. Please provide the FDIC's Division of Insurance and Research with a copy of any publications containing reprinted material.

Single-copy subscriptions are available to the public free of charge. Requests for subscriptions, back issues or address changes should be mailed to FDIC Banking Review, Public Information Center, 801 17th Street, N.W., Washington, DC 20434.

Chairman Sheila C. Bair
Director, Division of Insurance and Research Arthur J. Murton
Deputy Director Donald Inscoe
Managing Editor Jack Reidhill
Editorial Committee Christine E. Blair
Valentine V. Craig
Rose M. Kushmeider
Publication Manager Geri Bonebrake

Last Updated 10/05/2006 Questions, Suggestions & Requests

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