Each depositor insured to at least $250,000 per insured bank



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FDIC Banking Review

Table 10 - Financial Ratios, Rural Banks in the Great Plains Compared with Rural Banks in the Rest of the United States, 1999-2003
Statistics 2003 2002 2001 2000 1999
GP - Pretax ROA 1.44 1.49 1.42 1.59 1.55
Nation - Pretax ROA 1.44 1.51 1.39 1.50 1.54
GP - Net Interest Margin 4.12 4.25 4.17 4.34 4.24
Nation - Net Interest Margin 4.05 4.24 4.08 4.24 4.23
GP - Loans-to-Assets Ratio 58.51 59.59 58.92 59.25 57.45
Nation - Loans-to-Assets Ratio 61.94 62.39 63.02 64.52 63.04
GP - Total Past Due Loan Ratio 2.59 2.89 2.86 2.53 2.50
Nation - Total Past Due Loan Ratio 2.59 2.82 2.92 2.62 2.29
GP - Net Charged-off Loans 0.31 0.34 0.46 0.30 0.30
Nation - Net Charged-off Loans 0.30 0.33 0.31 0.23 0.22
GP - Equity Capital 10.97 11.19 10.95 10.81 10.16
Nation - Equity Capital 10.52 10.59 10.25 10.34 10.05
GP - Ag Loans/Total Loans 40.33 40.68 40.84 40.35 40.81
Nation - Ag Loans/Total Loans 13.76 13.68 13.27 13.22 13.42
GP - Ag Inst./Total Inst. 79.97 80.08 80.44 81.22 82.21
Nation - Ag Inst./Total Inst. 28.46 28.55 28.07 28.62 29.03
Notes:
"GP" refers to banks and thrifts with less than $250 million in assets in rural counties in the Great Plains.
"Nation" refers to banks and thrifts with less than $250 million in assets in rural counties in the nation, excluding the Great Plains.
Source: Bank and Thrift Call Reports.



Last Updated 02/11/2005 Questions, Suggestions & Requests