Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

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FDIC Banking Review

Table 9
Distribution of Well-Capitalized and Highly-Rated Institutions by Size Based on the Scorecard (Year-End 2002)
1A1 1A2 1A3
Small Banks 43.5% 38.5% 18.0%
Large Banksa with Noncore
Funding Adjustment
36.7% 57.1% 6.1%
Large Banksa without
Noncore Funding Adjustment
32.7% 59.2% 8.2%

Note: The scorecard-derived scores (see table 6) produce the distribution shown here In the scorecard, the adjustment for noncore funding rewards institutions rated by S&P as AA– or better with a 3-point upward adjustment, and institutions rated A– to A+ with a 1-point upward adjustment.

a Large banks are the top 50 banks by asset size.

Last Updated 12/16/2003 Questions, Suggestions & Requests

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