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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

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FDIC Banking Review

2000 - Vol. 13, No. 2


  Donna Tanoue

Division of Research
and Statistics,

Wm. Roger Watson

Deputy Director

Barry Kolatch


James A. Marino

Managing Editors

Detta Voesar
Lynne Montgomery

Editorial Secretary

  Cathy Wright

Design and Production

  Geri Bonebrake
Cora Gibson

A Historical Perspective on Deposit Insurance Coverage
(129kb PDF File - PDF help or hard copy)

by Christine M. Bradley

The author examines the federal deposit insurance program and traces deposit insurance coverage from its original amount of $2,500 in 1934 through each subsequent increase to the current coverage amount of $100,000.  The article is intended to provide a background for the current debate on increasing deposit insurance coverage.

The Cost of the Savings and Loan Crisis: Truth and Consequences
(79kb PDF File - PDF help or hard copy)

by Timothy Curry and Lynn Shibut

The authors identify and analyze the cost of providing deposit insurance during the savings and loan crisis of the 1980s and early 1990s.  They provide a breakdown of the cost into the FSLIC and RTC segments, and also identify the portions of the cost borne by the taxpayer and by the thrift industry.

Clarifying Addendum

Recent Developments Affecting Depository Institutions
(71kb PDF File - PDF help or hard copy)

by Lynne Montgomery

This regular feature of the FDIC Banking Review contains information on regulatory agency actions, state legislation and regulation, and articles and studies pertinent to banking and deposit insurance issues.

Banking Review - 2000 - Vol. 13 No. 2, Full Edition
(356kb PDF File - PDF help or hard copy)

The views expressed are those of the authors and do not necessarily reflect official positions of the Federal Deposit Insurance Corporation. Articles may be reprinted or abstracted if the FDIC Banking Review and author(s) are credited.  Please provide the FDIC's Division of Research and Statistics with a copy of any publications containing reprinted material.

Single-copy subscriptions are available to the public free of charge.  Requests for subscriptions, back issues or address changes should be mailed to:  FDIC Banking Review, Office of Corporate Communications, Federal Deposit Insurance Corporation, 550 17th Street, N.W., Washington, DC  20429.

Last Updated 02/15/2001 Questions, Suggestions & Requests

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