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Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

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FDIC Banking Review

1997 - Vol. 10, No. 1


  Ricki Helfer

Division of Research
and Statistics,

Wm. Roger Watson

Deputy Directors

Barry Kolatch
Steven A. Seelig


Steven A. Seelig

Editorial Committee

Jack T. Reidhill
Detta Voesar

Managing Editor

  Detta Voesar

Editorial Secretary

  Cathy Wright

Design and Production

  Geri Bonebrake

A Unified Federal Charter for Banks and Savings Institutions

by FDIC Staff

This staff study addresses the issues concerning the proposal to establish a single federal charter for banks and savings associations.  The study discusses the differences in the powers of banking organizations and thrift organizations.  It also reviews the arguments and evidence for and against a unification of the federal charters for depository institutions.

Statistical Sampling as a Management Tool in Banking

by Charles D. Cowan

The author describes the use of sampling in a financial setting and focuses, as an illustration, on some of the methods used by the FDIC to value assets in liquidation.  By using sampling, as opposed to valuing each asset, significant cost savings are achieved while ensuring the accuracy and quality of the results.

Recent Developments Affecting Depository Institutions

by Valentine V. Craig

This regular feature of the FDIC Banking Review contains information on regulatory agency actions, state legislation and regulation, and articles and studies pertinent to banking and deposit insurance issues.

Banking Review - 1997, Vol. 10 No. 1 - Full Edition
(506kb PDF File - PDF help or hard copy)

The views expressed are those of the authors and do not necessarily reflect official positions of the Federal Deposit Insurance Corporation.  Articles may be reprinted or abstracted if the FDIC Banking Review and author(s) are credited.  Please provide the FDIC's Division of Research and Statistics with a copy of any publications containing reprinted material.

Single-copy subscriptions are available to the public free of charge.  Requests for subscriptions, back issues or address changes should be mailed to:  FDIC Banking Review, Office of Corporate Communications, Federal Deposit Insurance Corporation, 550 17th Street, N.W., Washington, DC  20429.

Last Updated 10/12/1999 Questions, Suggestions & Requests

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