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Center for Financial Research

Lynn Shibut

Senior Economist
Federal Deposit Insurance Corporation

Last Updated: December 10, 2020
Lynn Shibut

Lynn Shibut began her career with the FDIC in 1996. Prior to that, she was employed at the Resolution Trust Corporation (RTC) and the Federal Savings and Loan Insurance Corporation (FSLIC). Her research interests include bank failure and resolution, deposit insurance and asset losses.

Publications

Shibut, Lynn and Emily Johnston Ross. 2015. What Drives Loss Given Default? Evidence from Commercial Real Estate Loans at Failed Banks. CFR Working Paper 2015-3.

Shibut, Lynn and Ryan Singer. 2015. Loss Given Default for Commercial Loans at Failed Banks. CFR Working Paper 2015-6.

Loss Given Default, Loan Seasoning and Financial Fragility: Evidence from Commercial Real Estate Loans at Failed Banks, with Emily Johnston Ross, Journal of Real Estate Finance and Economics forthcoming.

FDIC Resolution Tasks and Approaches: A Comparison of the 1980 to 1994 and 2008 to 2013 Crises, with George de Verges, FDIC Center of Financial Research Staff Study 2020-05, https://www.fdic.gov/bank/analytical/cfr/staff-studies/2020-05.pdf.

Shibut, Lynn. 2017. Resolutions and Receiverships. FDIC, Crisis and Response: An FDIC History, 2008-2013, 175-239.

Shibut, Lynn, Andrew Davenport, Joe Fellerman and Munsel St. Clair. 2007. An Evaluation of the Denominator of the Reserve Ratio. (study mandated by Congress)

Bradley, Christine M. and Lynn Shibut. 2005. The Liability Structure of FDIC-Insured Institutions: Changes and Implications. FDIC Banking Review. Vol. 18, No. 2, 1-37.

Shibut, Lynn, Tim Critchfield and Sarah Bohn. 2003. Differentiating Among Critically Undercapitalized Banks and Thrifts. FDIC Banking Review. Vol. 15, No. 2, 1-38.

Shibut, Lynn and Tim Curry. 2000. The Cost of the Savings and Loan Crisis. FDIC Banking Review. Vol 13, No. 2, 26-35.

Working Papers

Johnston-Ross, Emily, Joseph B. Nichols and Lynn Shibut (2020). Determinants of Losses on Construction Loans: Bad Loans, Bad Banks, or Bad Markets?

Berger, Allen N., Troy Kravitz and Lynn Shibut (2020). The Many Facets of Bank Competition: Evidence from an Extraordinary Dataset.

Johnston-Ross, Emily and Lynn Shibut. 2015. What Drives Loss Given Default? Evidence from Commercial Real Estate Loans at Failed Banks.

Shibut, Lynn and Ryan Singer. 2014. Loss Given Default for Commercial Loans at Failed Banks.

Marino, Jim and Lynn Shibut. 2003. Resolving Large U.S. Insolvent Banks.

Bradley, Christine M. and Lynn Shibut. 2002. Should Bank Liability Structure Influence Deposit Insurance Pricing? FDIC Working Paper 2002-1