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Center for Financial Research

Yan Y. Lee

Senior Financial Economist
Federal Deposit Insurance Corporation

Last Updated: June 28, 2022
Yan Lee

Yan Lee is a Senior Financial Economist. She received her PhD in Economics from the University of California at Los Angeles, an MA in Economics from the University of California at Los Angeles, and a BA in Economics from Barnard College, Columbia University. Her research interests include: Small Business Lending, Entrepreneurship, and Real Estate Economics. Ms. Lee began her career at the FDIC in September 2005; prior to that she worked at the Federal Reserve Bank of New York, Bank Supervision.


Measurement of Small Business Lending Using Call Reports: Further Insights from the Small Business Lending Survey,” with Jacob Goldston, FDIC Staff Studies, July 2020.

2018 FDIC Small Business Lending Survey,” with FDIC staff. FDIC, October 2018

Kupiec, Paul, Yan Y. Lee, and Claire Rosenfeld. 2017. “Does Bank Supervision Impact Bank Loan Growth?” Journal of Financial Stability. Vol. 28, 29-48.

Lee, Yan Y. and Paul Kupiec. 2012. What Factors Explain Differences in Return on Assets Among Community Banks? This paper supports the FDIC Community Banking Study.

Lee, Yan Y. 2010. "Gentrification and Crime: Identification Using the 1994 Northridge Earthquake in Los Angeles." Journal of Urban Affairs. Vol. 32, No. 5, 549–577.

Lee, Yan Y. 2008. FDIC Study of Bank Overdraft Programs. FDIC.

Working Papers

Lee, Yan, and Chiwon Yom. 2016. “The Entry, Performance, and Risk Profile of De Novo Banks.” FDIC Center for Financial Research Working Papers. 2016-03.

Lee, Yan Y. and Ryan Goodstein. 2014. "Did the Foreclosure Crisis Increase Crime?"

Lee, Yan Y. and Smith Williams. 2013. Do Community Banks Play a Role in New Firms' Access to Credit?