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2004 Annual Report

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VI. Appendix A – Key Statistics

Estimated Insured Deposits and the Savings Association Insurance Fund, December 31, 1989, through September 30, 20041
  Deposits in Insured Institutions ($ Millions) Insurance Fund as a Percentage of
Year 2 Insurance Coverage Total
Domestic
Deposits
Estimated
Insured Deposits 3
Percentage
of Insured
Deposits
Deposit
Insurance
Fund
Total
Domestic
Deposits
Estimated
Insured
Deposits
2004 $100,000 $1,127,884 $943,881 83.7 $12,522.7 1.11 1.33
2003 100,000 1,042,729 896,493 86.0 12,240.1 1.17 1.37
2002 100,000 990,231 860,351 86.9 $11,746.7 1.19 1.37
2001 100,000 897,278 801,849 89.4 10,935.0 1.22 1.36
2000 100,000 822,610 752,756 91.5 10,758.6 1.31 1.43
1999 100,000 764,359 711,345 93.1 10,280.7 1.35 1.45
1998 100,000 751,413 708,959 94.4 9,839.8 1.31 1.39
1997 100,000 721,503 690,132 95.7 9,368.3 1.30 1.36
1996 100,000 708,749 683,090 96.4 8,888.4 1.25 1.30
1995 100,000 742,547 711,017 95.8 3,357.8 0.45 0.47
1994 100,000 720,823 692,626 96.1 1,936.7 0.27 0.28
1993 100,000 726,473 695,158 95.7 1,155.7 0.16 0.17
1992 100,000 760,902 729,458 95.9 279.0 0.04 0.04
1991 100,000 810,664 776,351 95.8 93.9 0.01 0.01
1990 100,000 874,738 830,028 94.9 18.2 0.00 0.00
1989 100,000 948,144 882,920 93.1 0.0 0.00 0.00

1 For 2004, the numbers are as of September 30, and prior years reflect December 31.

2 Starting in 1990, deposits in insured institutions exclude those deposits held by Savings Association Insurance Fund members that are insured by the Bank Insurance Fund and include those deposits held by Bank Insurance Fund members that are insured by the Savings Association Insurance Fund.

3 Estimated insured deposits reflect deposit information as reported in the fourth quarter FDIC Quarterly Banking Profile. Before 1991, insured deposits were estimated using percentages determined from the June 30 Call Reports.


Number, Assets, Deposits, Losses, and Loss to Funds of Insured Thrifts Taken Over or
Closed Because of Financial Difficulties, 1989 through 20041
(Dollars in Thousands)
Year 2 Total Assets Deposits Estimated
Receivership Loss 3
Loss to Funds 4
Total 754 397,387,543 320,185,772 75,137,917 82,051,424
2004 1 15,346 13,005 0 0
2003 0 0 0 0 0
2002 1 50,246 50,542 0 0
2001 1 2,179,783 1,670,802 363,119 363,119
2000 1 29,530 28,583 1,322 1,322
1999 1 62,956 63,427 1,194 1,194
1998 0 0 0 0 0
1997 0 0 0 0 0
1996 1 32,576 32,745 21,921 21,921
1995 2 423,819 414,692 28,192 27,784
1994 2 136,815 127,508 11,472 16,277
1993 10 7,178,794 5,708,253 268,760 66,468
1992 59 44,196,946 34,773,224 3,121,116 3,674,655
1991 144 78,898,704 65,173,122 8,429,888 9,027,005
1990 213 129,662,398 98,963,960 16,025,234 19,220,753
1989 5 318 134,519,630 113,165,909 46,865,699 49,630,926
1 Prior to July 1, 1995, all thrift closings were the responsibility of the Resolution Trust Corporation (RTC). Since the RTC was terminated on December 31, 1995, and all assets and liabilities transferred to the FSLIC Resolution Fund (FRF), all the results of the thrift closing activity from 1989 through 1995 are now reflected on FRF's books. The Savings Association Insurance Fund (SAIF) became responsible for all thrifts closed after June 30, 1995; there have been only six such failures. Additionally, SAIF was appointed receiver of one thrift (Heartland FSLA) on October 8, 1993, because, at that time, RTC's authority to resolve FSLIC-insured thrifts had not yet been extended by the RTC Completion Act.

2 Year is the year of failure, not the year of resolution.

3 The estimated losses represent the projected loss at the fund level from receiverships for unreimbursed subrogated claims of the FRF/SAIF and unpaid advances to receiverships from the FRF.

4 The Loss to Funds represents the total resolution cost of the failed thrifts in the SAIF and FRF-RTC funds, which includes corporate revenue and expense items such as interest expense on Federal Financing Bank debt, interest expense on escrowed funds, and interest revenue on advances to receiverships, in addition to the estimated losses for receiverships.

5 Total for 1989 excludes nine failures of the former FSLIC.



Last Updated 03/17/2005 communications@fdic.gov

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