The Learning Bank - The FDIC's Webpage for Students, Teachers and Parents
Welcome to the FDIC's Learning Bank! Whether you receive money as a gift, from an allowance or eventually from a job, it's tempting to spend it all on things you want, like clothes, video games or music. But it's important to spend carefully and save as much money as you can.
That's why the FDIC created the Learning Bank – to provide information about using money wisely, how banks work, and the differences between types of bank accounts and loans. You're never too young to create smart financial habits that will help you manage your money!
Click any of the links below and on the left to learn more about deposit insurance, banking and the FDIC!
Learn From the FDIC How to Handle Your Money
Money Smart for Young Adults and for Elementary School Students: Learn the basics of handling money and finances, including how to create relationships with banks, with the FDIC's Money Smart financial education programs for youths.
- Money Smart for Young Adults (ages 12-20)
- Money Smart for Elementary School Students (ages 5-8)
Money Smart Podcast Network: This portable audio (MP3) version of Money Smart covers topics such as the basics of borrowing money wisely, using a spending plan to achieve financial goals, and how to use banking products effectively.
Listen to the audio files online or download them to your portable audio player. Join the more than 3 million people reached through Money Smart!
FDIC Consumer News: We also publish a quarterly newsletter called FDIC Consumer News to help people understand and manage their money. Here are links to articles in special editions that you might want to check out. 
- Special Edition for Young Adults and Teens
- For Teens: How to Ace Your First Test Managing Real Money in the Real World
- For Young Adults: What to Know Before Declaring Your Financial Independence
- Teaching Young People About Money: Tips for Parents and Caregivers
Other FDIC Resources:
- The History of the FDIC: Photos, audio and video showing the history of the FDIC, including the online version of the exhibit located at the FDIC headquarters in Washington, DC.
Additional Resources: The FDIC also provides links to other websites that will help kids understand how to manage their money.
- MyMoney.gov - The official federal government site for financial literacy and education.
- Kids.gov – Government web sites for kids that deal with money. Great interactive games and resources for parents and teachers.
- Jump$tart Coalition's Reality Check – An interactive game that shows how much money you need to make to do the things you want to do.
- American Museum of Finance - Located on Wall Street in New York City, the museum offers live classes and tours and on-line educational materials.