| ABS |
Asset-backed securities |
| AEI |
Alliance for Economic Inclusion |
| AHDP |
Affordable Housing Disposition Program |
| AMC |
Appraisal management company |
| AML |
Anti-Money Laundering |
| ASBA |
Association of Supervisors of Banks of the Americas |
| ASC |
Accounting Standards Codification |
| ASU |
Accounting Standards Update |
| BCBS |
Basel Committee on Banking Supervision |
| BHC |
Bank holding company |
| BSA |
Bank Secrecy Act |
| CAMELS |
Capital adequacy; Asset quality; Management quality; Earnings; Liquidity; Sensitivity to market risks |
| CCIWG |
Cybersecurity and Critical Infrastructure Working Group |
| CDFI |
Community Development Financial Institution |
| CEO |
Chief Executive Officer |
| CEP |
Corporate Employee Program |
| CFO Act |
Chief Financial Officers’ Act |
| CFPB |
Consumer Financial Protection Bureau |
| CFR |
Center for Financial Research |
| CFT |
Counter Financing of Terrorism |
| CFTC |
Commodity Futures Trading Commission |
| CIO |
Chief Information Officer |
| CISO |
Chief Information Security Officer |
| CMP |
Civil Money Penalty |
| ComE-IN |
Advisory Committee on Economic Inclusion |
| CPI-U |
Consumer Price Index for All Urban Consumers |
| CRA |
Community Reinvestment Act |
| CRE |
Commercial real estate |
| CSE |
Covered swap entity |
| CSRS |
Civil Service Retirement System |
| DDoS |
Distributed denial of service |
| DFA |
Dodd-Frank Act |
| DIF |
Deposit Insurance Fund |
| DRR |
Designated Reserve Ratio |
| EDIE |
Electronic Deposit Insurance Estimator |
| EGRPRA |
Economic Growth and Regulatory Paperwork Reduction Act of 1996 |
| FAQ |
Frequently Asked Questions |
| FDI Act |
Federal Deposit Insurance Act |
| FDIC |
Federal Deposit Insurance Corporation |
| FEHB |
Federal Employees Health Benefits |
| FERS |
Federal Employees Retirement System |
| FFB |
Federal Financing Bank |
| FFIEC |
Federal Financial Institutions Examination Council |
| FFMIA |
Federal Financial Management Improvement Act |
| FHFA |
Federal Housing Finance Agency |
| FICO |
Financial Corporation |
| FIL |
Financial Institution Letter |
| FIS |
Financial Institution Specialist |
| FISMA |
Federal Information Security Management Act |
| FMFIA |
Federal Managers’ Financial Integrity Act |
| FMSP |
Financial Management Scholars Program |
| FRB |
Board of Governors of the Federal Reserve System |
| FRF |
FSLIC Resolution Fund |
| FSAP |
Financial Sector Assessment Program |
| FSB |
Financial Stability Board |
| FSI |
Financial Stability Institute |
| FS-ISAC |
Financial Services Information Sharing and Analysis Center |
| FSLIC |
Federal Savings and Loan Insurance Corporation |
| FSOC |
Financial Stability Oversight Council |
| FSVC |
Financial Services Volunteer Corps |
| FTC |
Federal Trade Commission |
| GAAP |
Generally accepted accounting principles |
| GAO |
U.S. Government Accountability Office |
| GPRA |
Government Performance and Results Act |
| G-SIBs |
Global Systemically Important Banks |
| G-SIFIs |
Global SIFIs |
| HELOC |
Home Equity Line of Credit |
| HFIAA |
Homeowner Flood Insurance Affordability Act of 2014 |
| IADI |
International Association of Deposit Insurers |
| IDI |
Insured depository institution |
| IMF |
International Monetary Fund |
| IMFB |
IndyMac Federal Bank |
| ISDA |
International Swaps and Derivatives Association, Inc. |
| IT |
Information technology |
| JFSR |
Journal for Financial Services Research |
| LCR |
Liquidity coverage ratio |
| LIDI |
Large Insured Depository Institution |
| LLC |
Limited Liability Company |
| LMI |
Low- or moderate-income |
| LURA |
Land use restriction agreements |
| MDI |
Minority depository institutions |
| MOL |
Maximum Obligation Limitation |
| MOU |
Memoranda of Understanding |
| MWOB |
Minority- and women-owned business |
| NCUA |
National Credit Union Administration |
| NFIP |
National Flood Insurance Program |
| NPR |
Notice of proposed rulemaking |
| NSFR |
Net Stable Funding Ratio |
| NTEU |
National Treasury Employees Union |
| OCC |
Office of the Comptroller of the Currency |
| OFAC |
Office of Foreign Assets Control |
| OLA |
Orderly Liquidation Authority |
| OLF |
Orderly Liquidation Fund |
| OMB |
U.S. Office of Management and Budget |
| OPM |
U.S. Office of Personnel Management |
| OTC |
Over-the-counter |
| PCA |
Prompt corrective action |
| PFR |
Primary federal regulator |
| QBP |
Quarterly Banking Profile |
| QM |
Qualified mortgage |
| QRM |
Qualified residential mortgage |
| RTC |
Resolution Trust Corporation |
| SEC |
Securities and Exchange Commission |
| SIFI |
Systemically important financial institution |
| SLA |
Shared-loss agreement |
| SMS |
Systemic Monitoring System |
| SNC |
Shared National Credit |
| SNM |
State Nonmember |
| SPOE |
Single Point of Entry |
| SRAC |
Systemic Resolution Advisory Committee |
| SSGN |
Structured sale of guaranteed note |
| TARP |
Troubled Asset Relief Program |
| TCC |
Training and Conference Committee |
| TIPS |
Treasury Inflation-Protected Securities |
| TORC |
Teacher Online Resource Center |
| TPPP |
Third-party payment processor |
| TruPS |
Trust preferred securities |
| TSP |
Federal Thrift Savings Plan |
| TSP (IT-related) |
Technology service providers |
| VIE |
Variable interest entity |
| WE |
Workplace Excellence |
