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2007
Annual Report
VI. Appendix A - Key Statistics
Income and Expenses, Deposit Insurance Fund, from Beginning of Operations,
September 11, 1933, through December 31, 2007 Dollars in Millions |
Income |
Expenses and Losses |
Year7 |
Total |
Assessment Income |
Assessment Credits |
Investment and Other Sources |
Effective Assessment Rate1 |
Total |
Provision for Losses |
Administrative and Operating Expenses2 |
Interest and Other Insurance Expenses |
Funding Transfer from the FSLIC Resolution Fund |
Net Income/ (Loss) |
Total |
$110,388.7 |
$62,909.8 |
$6,709.1 |
$54,777.0 |
|
$59,216.0 |
$36,191.8 |
$15,834.3 |
$7,195.9 |
$139.5 |
$51,312.2 |
2007 |
3,196.2 |
642.9 |
0.0 |
2,553.3 |
0.0094% |
1,090.9 |
95.0 |
992.6 |
3.3 |
0 |
2,105.3 |
2006 |
2,643.5 |
31.9 |
0.0 |
2,611.6 |
0.0005% |
904.3 |
(52.1) |
950.6 |
5.8 |
0 |
1,739.2 |
2005 |
2,420.5 |
60.9 |
0.0 |
2,359.6 |
0.0010% |
809.3 |
(160.2) |
965.7 |
3.8 |
0 |
1,611.2 |
2004 |
2,240.4 |
104.3 |
0.0 |
2,136.1 |
0.0019% |
607.6 |
(353.4) |
941.3 |
19.7 |
0 |
1,632.8 |
2003 |
2,174.0 |
95.2 |
0.0 |
2,078.8 |
0.0019% |
(67.7) |
(1,010.5) |
935.5 |
7.3 |
0 |
2,241.7 |
2002 |
1,795.9 |
108.0 |
0.0 |
2,276.9 |
0.0022% |
719.6 |
(243.0) |
945.1 |
17.5 |
0 |
1,076.3 |
2001 |
2,729.7 |
82.8 |
0.0 |
2,646.9 |
0.0019% |
3,123.4 |
2,199.3 |
887.9 |
36.2 |
0 |
(393.7) |
2000 |
2,569.9 |
64.1 |
0.0 |
2,505.8 |
0.0016% |
945.2 |
28.0 |
883.9 |
33.3 |
0 |
1,624.7 |
1999 |
2,416.6 |
48.3 |
0.0 |
2,368.3 |
0.0013% |
2,047.0 |
1,199.7 |
823.4 |
23.9 |
0 |
369.6 |
1998 |
2,584.3 |
36.7 |
0.0 |
2,547.6 |
0.0010% |
817.5 |
(5.7) |
782.6 |
40.6 |
0 |
1,766.8 |
1997 |
2,165.6 |
38.7 |
0.0 |
2,126.9 |
0.0015% |
247.3 |
(505.7) |
677.2 |
75.8 |
0 |
1,918.3 |
1996 |
7,157.3 |
5,294.7 |
0.0 |
1,862.6 |
0.1627% |
353.6 |
(417.2) |
568.3 |
202.5 |
0 |
6,803.7 |
1995 |
5,229.1 |
3,876.9 |
0.0 |
1,352.2 |
0.1242% |
202.2 |
(354.2) |
510.6 |
45.8 |
0 |
5,026.9 |
1994 |
7,682.0 |
6,722.6 |
0.0 |
959.4 |
0.2185% |
(1,825.1) |
(2,459.4) |
443.2 |
191.1 |
0 |
9,507.1 |
1993 |
7,356.8 |
6,684.3 |
0.0 |
672.5 |
0.2146% |
(6,744.4) |
(7,660.4) |
418.5 |
497.5 |
0 |
14,101.2 |
1992 |
6,480.5 |
5,759.8 |
0.0 |
720.7 |
0.1807% |
(596.8) |
(2,274.7) |
614.83 |
1,063.1 |
35.4 |
7,112.7 |
1991 |
5,887.0 |
5,254.5 |
0.0 |
632.5 |
0.1605% |
16,925.3 |
15,496.2 |
326.1 |
1,103.0 |
42.4 |
(10,995.9) |
1990 |
3,856.3 |
2,873.3 |
0.0 |
983.0 |
0.0867% |
13,059.3 |
12,133.1 |
275.6 |
650.6 |
56.1 |
(9,146.9) |
1989 |
3,496.6 |
1,885.0 |
0.0 |
1,611.6 |
0.0001% |
4,352.2 |
3,811.3 |
219.9 |
321.0 |
5.6 |
(850.0) |
1988 |
3,347.7 |
1,773.0 |
0.0 |
1,574.7 |
0.0833% |
7,588.4 |
6,298.3 |
223.9 |
1,066.2 |
0 |
(4,240.7) |
1987 |
3,319.4 |
1,696.0 |
0.0 |
1,623.4 |
0.0833% |
3,270.9 |
2,996.9 |
204.9 |
69.1 |
0 |
48.5 |
1986 |
3,260.1 |
1,516.9 |
0.0 |
1,743.2 |
0.0833% |
2,963.7 |
2,827.7 |
180.3 |
(44.3) |
0 |
296.4 |
1985 |
3,385.4 |
1,433.4 |
0.0 |
1,952.0 |
0.0833% |
1,957.9 |
1,569.0 |
179.2 |
209.7 |
0 |
1,427.5 |
1984 |
3,099.5 |
1,321.5 |
0.0 |
1,778.0 |
0.0800% |
1,999.2 |
1,633.4 |
151.2 |
214.6 |
0 |
1,100.3 |
1983 |
2,628.1 |
1,214.9 |
164.0 |
1,577.2 |
0.0714% |
969.9 |
675.1 |
135.7 |
159.1 |
0 |
1,658.2 |
1982 |
2,524.6 |
1,108.9 |
96.2 |
1,511.9 |
0.0769% |
999.8 |
126.4 |
129.9 |
743.5 |
0 |
1,524.8 |
1981 |
2,074.7 |
1,039.0 |
117.1 |
1,152.8 |
0.0714% |
848.1 |
320.4 |
127.2 |
400.5 |
0 |
1,226.6 |
1980 |
1,310.4 |
951.9 |
521.1 |
879.6 |
0.0370% |
83.6 |
(38.1) |
118.2 |
3.5 |
0 |
1,226.8 |
1979 |
1,090.4 |
881.0 |
524.6 |
734.0 |
0.0333% |
93.7 |
(17.2) |
106.8 |
4.1 |
0 |
996.7 |
1978 |
952.1 |
810.1 |
443.1 |
585.1 |
0.0385% |
148.9 |
36.5 |
103.3 |
9.1 |
0 |
803.2 |
1977 |
837.8 |
731.3 |
411.9 |
518.4 |
0.0370% |
113.6 |
20.8 |
89.3 |
3.5 |
0 |
724.2 |
1976 |
764.9 |
676.1 |
379.6 |
468.4 |
0.0370% |
212.3 |
28.0 |
180.44 |
3.9 |
0 |
552.6 |
1975 |
689.3 |
641.3 |
362.4 |
410.4 |
0.0357% |
97.5 |
27.6 |
67.7 |
2.2 |
0 |
591.8 |
1974 |
668.1 |
587.4 |
285.4 |
366.1 |
0.0435% |
159.2 |
97.9 |
59.2 |
2.1 |
0 |
508.9 |
1973 |
561.0 |
529.4 |
283.4 |
315.0 |
0.0385% |
108.2 |
52.5 |
54.4 |
1.3 |
0 |
452.8 |
1972 |
467.0 |
468.8 |
280.3 |
278.5 |
0.0333% |
59.7 |
10.1 |
49.6 |
6.05 |
0 |
407.3 |
1971 |
415.3 |
417.2 |
241.4 |
239.5 |
0.0345% |
60.3 |
13.4 |
46.9 |
0.0 |
0 | 355.0 |
1970 |
382.7 |
369.3 |
210.0 |
223.4 |
0.0357% |
46.0 |
3.8 |
42.2 |
0.0 |
0 |
336.7 |
1969 |
335.8 |
364.2 |
220.2 |
191.8 |
0.0333% |
34.5 |
1.0 |
33.5 |
0.0 |
0 |
301.3 |
1968 |
295.0 |
334.5 |
202.1 |
162.6 |
0.0333% |
29.1 |
0.1 |
29.0 |
0.0 |
0 |
265.9 |
1967 |
263.0 |
303.1 |
182.4 |
142.3 |
0.0333% |
27.3 |
2.9 |
24.4 |
0.0 |
0 |
235.7 |
1966 |
241.0 |
284.3 |
172.6 |
129.3 |
0.0323% |
19.9 |
0.1 |
19.8 |
0.0 |
0 |
221.1 |
1965 |
214.6 |
260.5 |
158.3 |
112.4 |
0.0323% |
22.9 |
5.2 |
17.7 |
0.0 |
0 |
191.7 |
1964 |
197.1 |
238.2 |
145.2 |
104.1 |
0.0323% |
18.4 |
2.9 |
15.5 |
0.0 |
0 |
178.7 |
1963 |
181.9 |
220.6 |
136.4 |
97.7 |
0.0313% |
15.1 |
0.7 |
14.4 |
0.0 |
0 |
166.8 |
1962 |
161.1 |
203.4 |
126.9 |
84.6 |
0.0313% |
13.8 |
0.1 |
13.7 |
0.0 |
0 |
147.3 |
1961 |
147.3 |
188.9 |
115.5 |
73.9 |
0.0323% |
14.8 |
1.6 |
13.2 |
0.0 |
0 |
132.5 |
1960 |
144.6 |
180.4 |
100.8 |
65.0 |
0.0370% |
12.5 |
0.1 |
12.4 |
0.0 |
0 |
132.1 |
1959 |
136.5 |
178.2 |
99.6 |
57.9 |
0.0370% |
12.1 |
0.2 |
11.9 |
0.0 |
0 |
124.4 |
1958 |
126.8 |
166.8 |
93.0 |
53.0 |
0.0370% |
11.6 |
0.0 |
11.6 |
0.0 |
0 |
115.2 |
1957 |
117.3 |
159.3 |
90.2 |
48.2 |
0.0357% |
9.7 |
0.1 |
9.6 |
0.0 |
0 |
107.6 |
1956 |
111.9 |
155.5 |
87.3 |
43.7 |
0.0370% |
9.4 |
0.3 |
9.1 |
0.0 |
0 |
102.5 |
1955 |
105.8 |
151.5 |
85.4 |
39.7 |
0.0370% |
9.0 |
0.3 |
8.7 |
0.0 |
0 |
96.8 |
1954 |
99.7 |
144.2 |
81.8 |
37.3 |
0.0357% |
7.8 |
0.1 |
7.7 |
0.0 |
0 |
91.9 |
1953 |
94.2 |
138.7 |
78.5 |
34.0 |
0.0357% |
7.3 |
0.1 |
7.2 |
0.0 |
0 |
86.9 |
1952 |
88.6 |
131.0 |
73.7 |
31.3 |
0.0370% |
7.8 |
0.8 |
7.0 |
0.0 |
0 |
80.8 |
1951 |
83.5 |
124.3 |
70.0 |
29.2 |
0.0370% |
6.6 |
0.0 |
6.6 |
0.0 |
0 |
76.9 |
1950 |
84.8 |
122.9 |
68.7 |
30.6 |
0.0370% |
7.8 |
1.4 |
6.4 |
0.0 |
0 |
77.0 |
1949 |
151.1 |
122.7 |
0.0 |
28.4 |
0.0833% |
6.4 |
0.3 |
6.1 |
0.0 |
0 |
144.7 |
1948 |
145.6 |
119.3 |
0.0 |
26.3 |
0.0833% |
7.0 |
0.7 |
6.36 |
0.0 |
0 |
138.6 |
1947 |
157.5 |
114.4 |
0.0 |
43.1 |
0.0833% |
9.9 |
0.1 |
9.8 |
0.0 |
0 |
147.6 |
1946 |
130.7 |
107.0 |
0.0 |
23.7 |
0.0833% |
10.0 |
0.1 |
9.9 |
0.0 |
0 |
120.7 |
1945 |
121.0 |
93.7 |
0.0 |
27.3 |
0.0833% |
9.4 |
0.1 |
9.3 |
0.0 |
0 |
111.6 |
1944 |
99.3 |
80.9 |
0.0 |
18.4 |
0.0833% |
9.3 |
0.1 |
9.2 |
0.0 |
0 |
90.0 |
1943 |
86.6 |
70.0 |
0.0 |
16.6 |
0.0833% |
9.8 |
0.2 |
9.6 |
0.0 |
0 |
76.8 |
1942 |
69.1 |
56.5 |
0.0 |
12.6 |
0.0833% |
10.1 |
0.5 |
9.6 |
0.0 |
0 |
59.0 |
1941 |
62.0 |
51.4 |
0.0 |
10.6 |
0.0833% |
10.1 |
0.6 |
9.5 |
0.0 |
0 |
51.9 |
1940 |
55.9 |
46.2 |
0.0 |
9.7 |
0.0833% |
12.9 |
3.5 |
9.4 |
0.0 |
0 |
43.0 |
1939 |
51.2 |
40.7 |
0.0 |
10.5 |
0.0833% |
16.4 |
7.2 |
9.2 |
0.0 |
0 |
34.8 |
1938 |
47.7 |
38.3 |
0.0 |
9.4 |
0.0833% |
11.3 |
2.5 |
8.8 |
0.0 |
0 |
36.4 |
1937 |
48.2 |
38.8 |
0.0 |
9.4 |
0.0833% |
12.2 |
3.7 |
8.5 |
0.0 |
0 |
36.0 |
1936 |
43.8 |
35.6 |
0.0 |
8.2 |
0.0833% |
10.9 |
2.6 |
8.3 |
0.0 |
0 |
32.9 |
1935 |
20.8 |
11.5 |
0.0 |
9.3 |
0.0833% |
11.3 |
2.8 |
8.5 |
0.0 |
0 |
9.5 |
1933-34 |
7.0 |
0.0 |
0.0 |
7.0 |
N/A |
10.0 |
0.2 |
9.8 |
0.0 |
0 |
(3.0) |
1 TThe effective rates from 1950 through 1984 vary from the statutory rate of 0.0833 percent due to assessment credits provided in those years. The statutory rate increased to 0.12 percent
in 1990 and to a minimum of 0.15 percent in 1991. The effective rates in 1991 and 1992 vary because the FDIC exercised new authority to increase assessments above the statutory rate
when needed. Beginning in 1993, the effective rate is based on a risk-related premium system under which institutions pay assessments in the range of 0.23 percent to 0.31 percent.
In May 1995, the BIF reached the mandatory recapitalization level of 1.25 percent. As a result, BIF assessment rates were reduced to a range of 0.04 percent to 0.31 percent of assessable
deposits, effective June 1995, and assessments totaling $1.5 billion were refunded in September 1995. Assessment rates for BIF were lowered again to a range of 0 to 0.27 percent of
assessable deposits, effective the start of 1996. In 1996, the SAIF collected a one-time special assessment of $4.5 billion that fully capitalized the fund. Consequently, assessment rates
for SAIF were lowered to the same range as DIF, effective October 1996. This range of rates remained unchanged for both funds through 2006. As part of the implementation of the
Federal Deposit Insurance Reform Act of 2005, assessment rates were increased to a range of 0.05 percent to 0.43 percent of assessable deposits effective at the start of 2007, but
many institutions received a one-time assessment credit ($4.7 billion in total) to offset the new assessments.
2 These expenses, which are presented as operating expenses in the Statements of Income and Fund Balance, pertain to the FDIC in its corporate capacity only and do not include costs that are charged to the failed bank receiverships that are managed by the FDIC. The receivership expenses are presented as part of the "Receivables from Resolutions, net" line on the Balance Sheets. The information presented in the "FDIC Expenditures" table on page 108 of this report shows the aggregate (corporate and receivership) expenditures of the FDIC.
3 Includes $210 million for the cumulative effect of an accounting change for certain postretirement benefits.
4 Includes $105.6 million net loss on government securities.
5 This amount represents interest and other insurance expenses from 1933 to 1972.
6 Includes interest paid on capital stock.
7 For 1989 through 2005, amounts represent sum of separate BIF and SAIF amounts.
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