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Limited English Proficiency

The Federal Deposit Insurance Corporation (FDIC) is committed to improving access to its programs and activities for people whose primary language is not English.  To the extent these people have a limited ability to read, write, speak, or understand the English language, they have Limited English Proficiency (LEP).

The FDIC conducts a variety of programs and activities designed to address the concerns of consumers and providers of financial services.  The FDIC's most innovative program in this regard is the Money Smart financial education curriculum. This program designed to help low- and moderate-income individuals outside the financial mainstream enhance their financial skills and create positive banking relationships.  The instructor-led version of Money Smart is available in Braille and large print for the visually impaired, English, Chinese, Haitian Creole, Hindi, Hmong, Korean, Russian, Spanish, and Vietnamese.

The FDIC's popular deposit insurance information brochure, "Your Insured Deposit," and the simplified brochure, "Deposit Insurance at a Glance," describe the FDIC's rules for deposit insurance coverage of insured depository institutions and answer frequently asked questions about the FDIC's insurance rules.  These brochures are available online and in hard copy.  “Your Insured Deposits” is available in the following languages: English, Spanish, Traditional Chinese, Korean, Tagalog, and Vietnamese.  "Deposit Insurance at a Glance," is available in English and Spanish.  Please periodically consult the FDIC’s “Understanding Deposit Insurance” web page for updates.

The FDIC's video - Overview on Deposit Insurance Coverage - explains how deposit insurance works, with specific emphasis on the most common ownership categories used by individuals and families.  This video is available in English and Spanish at “Deposit Insurance Videos,” and also on the FDIC's YouTube channel, and in DVD.

The FDIC makes an "En Español" link available in the footer of every page of the website to provide access to the FDIC's Spanish language materials.

The FDIC's plan is to provide meaningful access to its programs and activities to people with Limited English Proficiency.

The FDIC will continue to evaluate and expand its programs and activities in an effort to better serve people with Limited English Proficiency interested in receiving information regarding banking services.  This website will be updated as publications and information in other language options become available.