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Bank Failures

Failed Bank Information for Universal Federal Savings Bank, Chicago, IL

Information for Universal FSB Federal Savings Bank, Chicago, IL

  1. Introduction
  2. Press Release
  3. Acquiring Financial Institution
  4. Priority of Claims
  5. Dividend Information
  6. Receivership Termination

Please be advised you will not receive any email notification to claim/unlock/unsuspend your account or to provide any private information. Please be aware of any Phishing Scams to obtain information from you.

I.  Introduction

On June 27, 2002, Universal Federal Savings Bank ("Universal FSB") was closed by the Office of Thrift Supervision and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. As Receiver, the FDIC is charged with winding up the business affairs of the failed financial institution. This includes the disposition of assets and liabilities of the failed financial institution and payment of dividends to approved creditors in order of priority.

The FDIC, as Receiver, has taken all necessary actions to conclude the affairs of the failed financial institution, made all dividend distributions as required by law and the receivership is deemed terminated.


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II.  Press Release

The FDIC has issued a press release about the institution's closure. If you represent a media outlet and would like information about the closure, please contact the FDIC Public Affairs Office at (202) 898-6993.

Additional Press Release: Chicago Community Bank purchases Universal Federal Savings Bank


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III.  Acquiring Financial Institution

All insured deposit accounts were transferred to Chicago Community Bank, Chicago, IL ("assuming institution") and were available immediately. Your bank re-opened during regular business hours at the following Chicago Community Bank office:

1800 South Halsted Street
Chicago, IL 60608
Chicago Community Bank

On March 30, 2011, Chicago Community Bank merged with Byline Bank.

Byline Bank (www.bylinebank.com)


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VIII.  Priority of Claims

In accordance with Federal law, allowed claims will be paid, after administrative expenses, in the following order of priority:

  1. Depositors
  2. General Unsecured Creditors
  3. Subordinated Debt
  4. Stockholders


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IX.  Dividend Information

Dividend History on Universal Federal Savings Bank

Dividend Information on Failed Financial Institutions


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VI.  Receivership Termination

The FDIC, as Receiver for Universal Federal Savings Bank has taken all actions necessary to terminate the Receivership Estate.

The Receiver published a legal notice of intent to terminate the receivership in the Chicago Tribune on April 2, 2007.

The Receiver has made all dividend distributions required by law.

Effective November 15, 2007, the Receivership Estate has been terminated, the Receiver was discharged, and the Receivership Estate ceased existence as a legal entity.


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General Disclaimer

Last Updated: October 6, 2017