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Bank Failures

Failed Bank Information for Sherman County Bank, Loup City, NE

Information for Sherman County Bank, Loup City, Nebraska
(with three branches doing business as Howard County Bank)

  1. Introduction
  2. Press Release
  3. Acquiring Financial Institution
  4. Priority of Claims
  5. Dividend Information
  6. Purchase and Assumption Agreement (2,090 kb PDF File - PDF Help)
  7. Receivership Termination

Please be advised you will not receive any email notification to claim/unlock/unsuspend your account or to provide any private information. Please be aware of any Phishing Scams to obtain information from you.

I. Introduction

On Friday, February 13, 2009, Sherman County Bank, Loup City, NE (with three branches doing business as Howard County Bank) was closed by the Nebraska Department of Banking & Finance, and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. As Receiver, the FDIC is charged with winding up the business affairs of the failed financial institution. This includes the disposition of assets and liabilities of the failed financial institution and payment of dividends to approved creditors in order of priority.

The FDIC, as Receiver, has taken all necessary actions to conclude the affairs of the failed financial institution, made all dividend distributions as required by law and the receivership estate is deemed terminated.


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II. Press Release

The FDIC has issued a press release (PR-020-2009) about the institution's closure.  If you represent a media outlet and would like information about the closure, please contact David Barr at 202-898-6992.


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III. Acquiring Financial Institution

All deposit accounts have been transferred to Heritage Bank, Wood River, NE and will be available immediately.  On Tuesday, February 17, 2009, the former Sherman County Bank locations will reopen as branches of Heritage Bank.

Your transferred deposits will be separately insured from any accounts you may already have at Heritage Bank for six months after the failure of Sherman County Bank. Checks that were drawn on Sherman County Bank that did not clear before the institution closed will be honored as long as there are sufficient funds in the account. If you have questions about your account(s) transferred to the assuming bank, you may speak to an FDIC representative regarding deposit insurance by calling: 1-800-823-5346.

For general questions about FDIC deposit insurance coverage, please call 1-877-275-3342 or visit EDIE, the FDIC's Electronic Deposit Insurance Estimator.

EDIE - FDIC's Electronic Deposit Insurance Estimator

You may withdraw your funds from any transferred account without an early withdrawal penalty until you enter into a new deposit agreement with Heritage Bank as long as the deposits are not pledged as collateral for loans. You may view more information about Heritage Bank by visiting their web site.

Heritage Bank (www.bankonheritage.com)


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IV. Priority of Claims

In accordance with Federal law, allowed claims will be paid, after administrative expenses, in the following order of priority:

  1. Depositors
  2. General Unsecured Creditors
  3. Subordinated Debt
  4. Stockholders


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V. Dividend Information

Dividend History on Sherman County Bank

Dividend Information on Failed Financial Institutions


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VII.  Receivership Termination

The FDIC as Receiver for Sherman County Bank, Wood River, NE has taken all actions necessary to terminate the Receivership Estate.

The Receiver published a legal notice of intent to terminate the receivership on April 19, 2013.

The Receiver has made all dividend distributions required by law.

Effective May 1, 2013, the Receivership Estate has been terminated, the Receiver was discharged and the Receivership Estate ceased existence as a legal entity.


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General Disclaimer

Last Updated: November 4, 2022