On Friday, August 28, 2009, Bradford Bank was closed by the Office of Thrift Supervision (OTS). The FDIC was named Receiver. Manufacturers and Traders Trust Company (M&T Bank), Buffalo, NY acquired all deposit accounts.
The FDIC as Receiver for Bradford Bank, Baltimore, MD has taken all actions necessary to terminate the Receivership Estate. The Receiver published a legal notice of intent to terminate the receivership on September 20, 2021 and has made all dividend distributions required by law.
Effective August 1, 2022, the Receiver was discharged and the Receivership Estate was terminated and ceased existence as a legal entity.
Receivership Status: TERMINATED
Notice of Termination
Notice of Intent to Terminate
Dividend Information
Press Release
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ACQUIRING INSTITUTION: M&T BANK
About M&T Bank
All deposit accounts were transferred to Manufacturers and Traders Trust Company (M&T Bank), Buffalo, NY ("assuming institution"). Former Bradford Bank locations reopened as branches of M&T Bank.
Your transferred deposits were separately insured from any accounts you may have already had at M&T Bank for at least six months after the failure of Bradford Bank.
You may withdraw your funds from any transferred account without an early withdrawal penalty until you enter into a new deposit agreement with M&T Bank as long as the deposits are not pledged as collateral for loans.
Contacting M&T Bank
You can contact M&T Bank:
M&T Bank
1 M And T Plz
Buffalo, NY 14203
M&T Bank (www.mtb.com)
Transaction Documentation
Purchase & Assumption Agreement - PDF (0.6Mb)
Agreement between FDIC and acquiring institution
Bid Summary
Report on the bids to purchase the failed bank