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Center for Financial Research

Rosalind Bennett

Rosalind Bennett

Rosalind Bennett is the Executive Program Director, Center for Financial Research at the FDIC. Her research interests include bank failure resolution, deposit insurance pricing, deposit insurance fund management, executive compensation at financial institutions, risk management and structured finance.

Dr. Bennett has reviewed credit risk, market risk, interest rate risk, economic capital, and stress testing models on over 40 bank examinations. She has participated in numerous international working groups that addressed the implementation of the Basel Capital framework. She has published articles in the Journal of Financial Intermediation, Journal of Economic Theory, Financial Markets, Institutions & Instruments, Journal of Financial Stability, and the FDIC Banking Review.

Dr. Bennett received a BA in Economics and an MS in Applied Economics from the University of California at Santa Cruz, and she holds a PhD in Economics from the University of California at Los Angeles.

Publications

Bennett, Rosalind L., Vivian Hwa and Myron Kwast. 2015. Market Discipline by Bank Creditors during the 2008-2010 Crisis. Journal of Financial Stability. Vol. 20, 51-69.

Bennett, Rosalind L., and Haluk Ünal. 2015. Understanding the Components of Bank Failure Resolution Costs. Financial Markets, Institutions and Instruments. Vol. 24, 349-414.

Bennett, Rosalind L., Levent Guntay and Haluk Ünal. 2012. Inside Debt, Bank Default Risk and Performance during the Crisis. Journal of Financial IntermediationI. Vol 24, 487-513.

Bennett, Rosalind L., Vivian Hwa and Myron Kwast. 2015. Market Discipline by Bank Creditors during the 2008-2010 Crisis. FJournal of Financial Stability. Vol. 20, 51-69.

Bennett, Rosalind L. and Haluk Unal. 2014. The Effects of Resolution Methods and Industry Stress on the Loss on Assets from Failures. Journal of Financial Stability. Vol. 15, 18-31.

Bennett, Rosalind L., Levent Guntay and Haluk Ünal. 2012. Inside Debt, Bank Default Risk and Performance during the Crisis. Journal of Financial Intermediation. Vol 24, 487-513.

Bennett, Rosalind L., Robert A. Jarrow, Daniel A. Nuxoll, Michael C. Fu and Huiju Zhang. 2005. A Loss Default Simulation Model of the Federal Bank Deposit Insurance Funds. Proceedings of the 2005 Winter Simulation Conference. 1835–1843.

Bennett, Rosalind L. 2001. Bank Failure Resolution and Asset Liquidation Policies: Results from an International Survey. FDIC Banking Review. Vol. 14, No. 1, 1-28.

Bennett, Rosalind L., Conrad S. Ciccotello and Laura Cesares Field. 2001. The Thrift IPO as the First State of Its Subsequent Sale. Financial Markets, Institutions & Instruments. Vol. 10, No. 1, 19-39.

Bennett, Rosalind L. and Roger E.A. Farmer. 2000. Indeterminacy with Non-Separable Utility. Journal of Economic Theory. Vol. 93, 118-143.

Bennett, Rosalind L. and James A. Marino. 1999. The Consequences of National Depositor Preference. FDIC Banking Review. Vol. 12, No. 2, 19-38.

Working Papers

Bennett, Rosalind L., Edward J. Kane and Robert Oshinsky. 2008. Evidence of Improved Monitoring and Insolvency Resolution after FDICIA. NBER Working Paper. No. w14576 and FDIC Center for Financial Research Working Papers. 2009-02.

Bennett, Rosalind L., Timothy J. Yeager and Mark D. Vaughan. 2005. Should the FDIC Worry About the FHLB? The Impact of Federal Home Loan Bank Advances on the Bank Insurance Fund. FRB of St. Louis Supervisory Policy Analysis Working Paper No. 2005-01, FDIC Center For Financial Research Working Paper No. 2005-10 and FRB Richmond Working Paper No. 05-05.

Bennett, Rosalind L., Eva Catarineu and Gregorio Moral. 2005. Validation of Loss Given Default in Advanced Internal Ratings Based Models for Bank Capital. Published as part of “Studies on the Validation of Internal Ratings Systems” Basel Committee on Banking Supervision, Working Paper No. 14.

Bennett, Rosalind L., Robert A. Jarrow, Michael C. Fu, Daniel A. Nuxoll and Huiju Zhang. 2003. A General Martingale Approach to Measuring and Valuing Risk to the Deposit Insurance Funds. Unpublished manuscript, FDIC. No. 14.

Bennett, Rosalind L. 2001. Evaluating the Adequacy of the Deposit Insurance Fund: A Credit-Risk Modeling Approach. Federal Deposit Insurance Corporation Working Paper . No. 2001-02.

Presentations

CONFERENCE
Nov-2014
Southern Economics Association Meeting
The Cost Effectiveness of Private Sector Reorganization on Failed Bank Assets

CONFERENCE
Oct-2013
FDIC Banking Research Conference
Inside Debt, Bank Default Risk, and Performance during the Crisis

CONFERENCE
Oct-2012
Financial Management Association
Inside Debt, Bank Default Risk, and Performance during the Crisis

SEMINAR
Apr-2012
FDIC Internal Seminar
Inside Debt, Bank Default Risk, and Performance during the Crisis

SEMINAR
May-2011
FDIC Internal Seminar
Bank Failures During Crisis: Who Was Expected to Lose and What Does This Mean for Market Discipline?

SEMINAR
Jan-2011
Federal Reserve Bank of San Francisco
The Cost Effectiveness of Private Sector Reorganization on Failed Bank Assets

SEMINAR
Apr-2010
FDIC Internal Seminar
Inside Debt, Bank Default Risk, and Performance during the Crisis

SEMINAR
Mar-2010
Federal Reserve Board of Governors – Lunchtime Seminar
The Cost Effectiveness of Private Sector Reorganization on Failed Bank Assets

SEMINAR
Jul-2009
FDIC Internal Seminar
The Cost Effectiveness of Private Sector Reorganization on Failed Bank Assets

CONFERENCE
Jun-2009
INFINITI Conference on International Finance
Evidence of Improved Monitoring and Insolvency Resolution Under FDICIA

SEMINAR
Jan-2009
FDIC Internal Seminar
Understanding the Components of Bank Failure Resolution Costs

CONFERENCE
Nov-2007
Southern Financial Association Meetings
Evidence of Improved Monitoring and Insolvency Resolution Under FDICIA

CONFERENCE
Oct-2006
62nd International Atlantic Economic Conference
Evidence of Improved Monitoring and Insolvency Resolution Under FDICIA

CONFERENCE
Nov-2005
Federal Reserve System Committee on Financial Structure and Regulation
Should the FDIC Worry about the FHLB?: The Impact of FHLB Advances on the Deposit Insurance Fund

CONFERENCE
Oct-2005
Financial Management Association
Should the FDIC Worry about the FHLB?: The Impact of FHLB Advances on the Deposit Insurance Fund

CONFERENCE
Jul-2005
Western Economics Association International
Should the FDIC Worry about the FHLB?: The Impact of FHLB Advances on the Deposit Insurance Fund

CONFERENCE
Dec-2004
Federal Reserve Bank of Richmond
Should the FDIC Worry about the FHLB?: The Impact of FHLB Advances on the Deposit Insurance Fund

CONFERENCE
Apr-2004
Washington Area Finance Association
A General Martingale Approach to Measuring and Valuing Risk to the FDIC Deposit Insurance Funds

CONFERENCE
Dec-2003
FDIC Conference – Finance and Banking: New Perspectives
A General Martingale Approach to Measuring and Valuing Risk to the FDIC Deposit Insurance Funds

SEMINAR
Dec-2003
FDIC Internal Seminar
Large Bank Supervisory Issues: Examination, Market Discipline and Capital Standards

Last Updated: November 2, 2021