|
Risk Management Manual of Examination Policies
Section 17.1 - Bank of Anytown-Report of Examination
| Comparative Statements of Financial Condition |
99999 |
| Comparative Statements of Financial Condition |
|
06/30/2004 |
12/31/2003 |
| ASSETS |
Total Loans and Leases |
53,931 |
55,545 |
Less: Allowance for Loan & Lease Losses |
1,979 |
1,748 |
Loans and Leases (net) |
51,952 |
53,797 |
Interest-Bearing Balances |
20 |
|
Federal Funds Sold and Securities Purchased Under Agreements to Resell |
4,000 |
9,100 |
Trading Account Assets |
|
|
Securities: Held-to-Maturity (at Amortized Cost) |
2,787 |
5,993 |
Available-for-Sale (at Fair Value) |
10,888 |
|
Total Earning Assets |
69,647 |
68,890 |
Cash and Noninterest-Bearing Balances |
5,895 |
4,743 |
Premises and Fixed Assets |
2,530 |
2,709 |
Other Real Estate Owned |
1,225 |
690 |
Intangible Assets |
|
|
Other Assets |
1,307 |
1,175 |
TOTAL ASSETS |
80,604 |
78,207 |
LIABILITIES |
Deposits |
67,815 |
66,221 |
Federal Funds Purchased and Securities Sold Under Agreements to Repurchase |
441 |
516 |
Other Borrowed Money |
5,857 |
5,136 |
Other Liabilities |
301 |
307 |
Subordinated Notes and Debentures |
|
|
Total Liabilities |
74,414 |
72,180 |
Minority Interest in Consolidated Subsidiaries
|
|
|
EQUITY CAPITAL |
Perpetual Preferred Stock |
|
|
Common Equity Capital
Includes net unrealized holding gains (losses) on available-for-sale securities. |
6,190 |
6,027 |
Other Equity Capital |
|
|
Total Equity Capital |
6,190 |
6,027 |
TOTAL LIABILITIES, MINORITY INTERESTS, AND EQUITY CAPITAL |
80,604 |
78,207 |
OFF-BALANCE SHEET ITEMS |
Unused Commitments |
4,333 |
5,893 |
Letters of Credit |
209 |
824 |
Other Off-Balance Sheet Items |
|
|
Other Derivative Contracts |
|
|
Appreciation (Depreciation) in Held-to-Maturity Securities |
56 |
|
| Footnotes: |
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