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Risk Management Manual of Examination Policies

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Section 17.1 - Bank of Anytown-Report of Examination

Comparative Statements of Financial Condition 99999

Comparative Statements of Financial Condition

 

06/30/2004

12/31/2003

ASSETS  

Total Loans and Leases

53,931

55,545

Less: Allowance for Loan & Lease Losses

1,979

1,748

Loans and Leases (net)

51,952

53,797

Interest-Bearing Balances

20

 

Federal Funds Sold and Securities Purchased Under Agreements to Resell

4,000

9,100

Trading Account Assets

 

 

Securities: Held-to-Maturity (at Amortized Cost)

2,787

5,993

Available-for-Sale (at Fair Value)

10,888

 

Total Earning Assets

69,647

68,890

Cash and Noninterest-Bearing Balances

5,895

4,743

Premises and Fixed Assets

2,530

2,709

Other Real Estate Owned

1,225

690

Intangible Assets

 

 

Other Assets

1,307

1,175

TOTAL ASSETS

80,604

78,207

LIABILITIES

Deposits

67,815

66,221

Federal Funds Purchased and Securities Sold Under Agreements to Repurchase

441

516

Other Borrowed Money

5,857

5,136

Other Liabilities

301

307

Subordinated Notes and Debentures

 

 

Total Liabilities
74,414

72,180

Minority Interest in Consolidated Subsidiaries

 

 

EQUITY CAPITAL

Perpetual Preferred Stock

 

 

Common Equity Capital
Includes net unrealized holding gains (losses) on available-for-sale securities.

6,190

6,027

Other Equity Capital

 

 

Total Equity Capital

6,190

6,027

TOTAL LIABILITIES, MINORITY INTERESTS, AND EQUITY CAPITAL

80,604

78,207

OFF-BALANCE SHEET ITEMS

Unused Commitments

4,333

5,893

Letters of Credit

209

824

Other Off-Balance Sheet Items

 

 

Other Derivative Contracts

 

 

Appreciation (Depreciation) in Held-to-Maturity Securities

56

 

Footnotes:

 


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